Dynamics AX Retail EMV certified terminals

What EMV chip card terminals can be used with Microsoft Dynamics AX Retail POS? We support Verifone MX 915, Ingenico ISC250 multilane terminals and the Ingenico ICMP mobile terminal and have a variety of certifications so that you can process EMV chip transactions today with all the major US processors, including First Data, Chase Paymentech, Tsys, Vantiv, Moneris and others.

verifone MX915 EMV terminal

Verifone MX915 EMV chip card accepted terminal.

Microsoft Dynamics AX EMV for Retail key purchasing questions related to EMV certifications:

Does POS solution support EMV chip with pin debit?
Does POS solution support EMV chip with pin credit?
Can customers bypass chip and just use mag swipe?
Can customers bypass entering pin?
Does EMV certification include partial authorization? If not, what happens when account doesn’t have enough for transaction?
Are terminals injected with P2P encryption?
Do you have mobile EMV with chip and pin?
If business to business, does the EMV certification include level 3 processing?

Are all of the above working right now in a live environment, or are there still bugs to be worked out? If any answers are no, merchants need to understand the impact before choosing a solution.

How will the gateway help with my other sales channels?
How will the solution reduce PCI Compliance burden?

“My clients have been processing EMV chip transactions with multilane terminals successfully since January 2015. It’s dizzying even for me to keep up with what which terminals are certified for which solutions. Since that information changes constantly, it’s best to call for a consultation to assess short and long term needs to achieve the best outcome while minimizing business disruption,” Christine Speedy.

Is it integrated to Retail Hero? No, that’s a separate integration that Retail Realm would need to do since the product is exclusive to them.

How much do terminals cost? It depends on the terminal. They’re reasonably priced. Please be aware, merchants must acquire terminals only through us or our approved distributor to ensure security and reliability of EMV and payment ecosystem. You cannot bring your own device.

How much does it cost? The Dynamics AX ERP and POS payment module is included free with purchase of our payment gateway services, which are very reasonably priced.

Where can I buy the Dynamics Ax POS EMV payments module? Contact us.

Can I use with my merchant account? Yes.


Verifone MX915 multilane signature capture terminal EMV POS solution

Verifone MX915 signature capture terminal

Verifone MX915 signature capture terminal.

CenPOS now supports the Verifone MX915 signature capture terminal with a variety of point of sale solutions. While most new terminals in the market are EMV ready, CenPOS is EMV live with this Verifone multilane terminal.

To boost EMV adoption, MasterCard offers incentives beyond the EMV liability shift.  To participate, merchants must deploy hybrid EMV terminals (support of both contact and contactless interfaces), and 75% of card present transactions must be on them .(reference MasterCard white paper http://www.mastercardadvisors.com/_assets/pdf/emv_us_aquirers.pdf)

The Verifone can be used standalone with a computer, high speed internet and the CenPOS virtual terminal, or integrated with POS systems, including open source ERP retail POS solutions like OpenBravo. Merchants desiring integrated connectors should contact 3D Merchant services; the connectors are generally not available in POS add-on marketplaces.

Why CenPOS?

  • Processor neutral
  • Least cost routing and interchange optimization reduces merchant fees
  • Reduce PCI Compliance burden
  • One gateway for all sales channels
  • Tokenization supported all sales channels, even retail and mobile
  • Level III processing in retail – if you have commercial account customers, this will save a bundle in fees
  • Scalable: Enterprise user and role management
  • Cloud based reporting for centralized accounting
  • Merchant defined risk & fraud management tools

What receipt printers do you recommend to use with CenPOS?

Does CenPOS support printing credit card receipts to a receipt printer from the web? If so what receipt printers does it work with and do you recommend? If the user can print to a laser, inkjet or other printer, the user print to a receipt printer. Install a driver just like with other printers.

CenPOS is accessed via the internet by logging in to a secure web page, including the virtual terminal, electronic billing presentment and payment portal (EBPP), etc. When a transaction is completed by the merchant, a receipt automatically appears. In the virtual terminal navigation  go to> administration> merchant> processing data tab, the merchant can turn on options to print, email, or both for receipts. When an email address is entered within the transaction, a receipt is automatically emailed.

Printers I recommend:
Epson TM-T20 Point of Sale Thermal Receipt Printer.

Recommended as the lowest cost option for lower volume needs. It’s a very reliable printer.

epson t20 receipt printerenergystar logo

  • All-in-one-box accessories and software
  • Printing up to 150 mm/second
  • two year manufacturer warranty
  • Price: can usually be found online under $175, as of first quarter 2013.

Star Micronics, Inc TSP100 futurePRNT

This product has been on the market since at least 2008. It’s also a diehard and has options suitable for restaurants such as a food guard.

  • All-in-one-box accessories and software
  • Printing up to 150 mm/second
  • three year manufacturer warranty
  • Price: can usually be found online in the low $200 range, as of first quarter 2013.

Tsp100 star micronics receipt  printerenergystar logo

Both of the above printers can be used as wireless units with an additional interface. Wireless receipt printers are higher cost to purchase and have higher paper costs too.

Mobile payments app for iPhone, iPad, Droid credit card processing- CenPOS compatible hardware

Accept credit cards on your smart phone or mobile device using your existing merchant account and the CenPOS payment network. The CenPOS mobile app is free. There are no additional fees above standard CenPOS usage rates. CenPOS is sold as SaaS and merchant rates vary by business volume and type of use.

ID-Tech makes a wide variety of reliable  mobile swipe products that are compatible with CenPOS mobile apps. Visit their web site for other options.


1. The iMag is an encryption capable MagStripe reader, also made by ID Tech. There are multiple versions, including one for iPhone 4. Encrypted MagStripe Reader for iPhone 3G/3GS, iPhone 4, and iPod Touch. (Reads tracks 1, 2, and 3, bi-directional reading capabilities. For the power Apple user on a budget, the slim sleeve becomes a part of the phone and attaches at the bottom so you can still use your headset if desired. $61 at barcodesinc.com.

Card Swiping on your iPhone, iPod, and iPad

2. The Linea-pro 4 turns iPhone and iTouch into a powerful point of sale solution. It includes a 1D or 2D barcode scanner, a 3-track magnetic stripe reader, and a rechargeable battery extender in a compact protective case. As you can see from the picture, it’s nicely wrapped around your iPhone or Itouch. Purchase at Infinite peripherals or contact your CenPOS relationship manager. Choose this if you’re a heavy user and want a slim design, or integrated bard code reading, or integrated drivers license reading.  MSRP $599 and up.

linea pro 4 iphone credit card reader

3. http://www.idtechproducts.com/products/mobile-readers.html. The Shuttle, Two-Track Secure Mobile MagStripe Readeris compatible with almost everything. DRAWBACKS:  Because it plugs into the audio port, the app will open and close repeatedly, making this the least desireable for smooth, fast  transactions. Works with new and old Apple products like iPhone 3, 3G, 4, 4S and iPad 2, iPad 3, and tablets. The rubberized grip that touches the top of your smart device keeps it from slipping. Most other products on the market do not address this simple fix to an old problem- if the reader moves while swiping, contact may not be good and the user has to swipe a second or third time. Choose this if you are looking for low cost, versatile mobile reader. $48.50 at barcodesinc.com.  Shuttle, Two-Track Secure Mobile MagStripe Reader

Notes: CenPOS mobile app is free. Merchants need to contact CenPOS sales to open an account, which includes free virtual terminal, free mobile app, 7 years of data stored, remote user management, and many other benefits. CenPOS is a scalable hosted payment processing network supporting multiple payment methods. The CenPOS gateway connects to your existing merchant account. Merchants can purchase hardware from any source. Global Channel Sales & Business Development, Christine Speedy, 954-942-0483.

Visit iTunes to download Apple apps


credit card scanner for iphone 4 like Apple

What is the best iPhone credit card reader? The Linea Pro, by Infinite Peripherals, was popularized as the hardware used in Apple Retail stores to facilitate rapid customer checkout. The Linea Pro is a sleeve for an iPhone or iPod touch. Merchants also need an iPhone app for credit card processing.



Linea Pro The Linea Pro is a sleeve for an iPhone or iPod touch. In addition to providing a moderate level of durability and protection to the iPod touch, it also offers a hot-swappable battery that not only powers the scanner but also serves to keep the iPod fully charged. The Linea Pro has both a 1D/2D barcode scanner and magnetic stripe reader, which makes it perfectly suited for applications like retail point-of-sale where the product can be scanned and the customer’s credit card swiped. The Linea Pro is the perfect device for many types of applications, and although the latest version now supports the iPhone 4/4S and iPod 4th Gen, the Linea Pro does not work with the iPad. $499-599, ipclineapro.com.


Linea Pro offers a a few portable printer options. Star Micronics America has announced the availability of iOS and Android drivers for all of its printers. The drivers allow end-users to utilize Star Micronics printers in tandem with Apple iPad™, iPod Touch®, iPhone® and Android devices to generate receipts and perform related functions in retail and restaurant environments.  The TSP100ECO is a popular receipt printer priced at about $235 online.  They also offer a line of portable receipt printers.

MOBILE SOFTWARE:  Linea Pro is a hardware only company. Special software must be used to process the information captured by the barcode scanner and magnetic stripe reading feature. Linea-pro does not come with any included software.


Transform your Apple device into a secure credit card terminal allowing you to accept card swiped, hand keyed and tokenized transactions. CenPOS Mobile is your entry point into the CenPOS community connecting you to all of your CenPOS payment acceptance platforms- including retail, online, ecommerce, phone orders, kiosk, and electronic bill presentment and payment. Access detailed reporting for transactions that occur throughout your business enterprise, not only on your CenPOS Mobile device. Our unique offering does not require you to change financial services providers, and is easy to implement. The app is free. CenPOS SaaS pricing is based on business volume.

CenPOS Mobile Features

  • Receive credit card authorizations quickly and securely on the go.
  • Full transactional array including: Sale, Repeat Sale, Create Token, Authorization, Force, Return, Credit, and Void
  • Capture signatures electronically by having the customer sign on your CenPOS Mobile Device.
  • Deliver customized receipts instantly to customers by email.
  • Easy enterprise level reporting that allows you to view all payment activity through CenPOS. Payments made through your CenPOS Mobile device, retail location, and ecommerce website can all be seen in one location.
  • Generate credit card authorizations by either swiping a credit card, manual entry, or through the use of a token*.
  • Payment information is hosted and not stored on your CenPOS mobile device.
  • Free software and no surcharge to use any of our other products
  • 7 years data storage vs typical 12 to 18 months
  • Remote supervisor approval, cashier permissions, and password change/ unblock

* Tokens are unique randomly generated alpha numeric character sets that replace the credit card information so that data can be securely stored for repeat and recurring sale needs.

INDUSTRY APPLICATIONS: IPHONE 4, LINEA PRO 4 AND CENPOS MOBILE work together to create efficiencies, mitigate internal and external fraud risk and control credit card processing expenses.

  • Business to Business:  Sales representatives capture credit card swipe at time of order with ‘dummy proof ‘ prompts, eliminating exposed credit card numbers on paperwork; store data for future payment processing. Qualify for both retail and MOTO interchange rates for lowest costs for each transaction type.
  • Non-profit and event fundraisers: speed up checkout for silent auctions and capture valuable data about your donors using QR code and other options.
  • Automotive industry: new car dealers deliver parts and record date, time, location when signature captured. License scann
  • Restaurants: pay and sign at the table
  • Casino:  Credit at the table (Regulatory restrictions may vary.)
  • Retail: Integrated bar code reader and payment app, holistic solution for multi-channel sales back office reporting.
  • Telecom: Holistic solution for customers to pay bills in store at kiosk, buy new services on devices you sell, and pay bills online.
  • Pawn & gun shops: integrated scanning of drivers license.


iPhone vs iPad:  The iPad solution is a bit clunkier due to the size of the iPad and method to attach peripherals. The iPhone sleeve is very thin and wraps around the iPhone. Which is best? It depends on your situation. For a fixed cashier station, the iPad may be the better choice, while for walk-around, the iPhone may be the best option.

Key- entered transactions: If you key enter a transaction on a retail merchant account, you’re required to get a signed receipt to defend against disputes. The assumption is that the customer is present, but the card didn’t swipe, so it’s a face to face transaction. CenPOS offers an alternative option. The merchant can choose to have all key-entered transactions submitted with the MOTO, or card not present, indicator. This is a key differentiator of other products. Call for details.


Contact Christine Speedy 954-942-0483 for the entire range of products in this article, including CenPOS direct. Merchants can buy hardware from any source. We’re hardware and payment processor neutral.