Microsoft D365 Invoice Custom Email Subject with CenPOS

Microsoft Dynamics AX and D365 users need a more customized invoice and sales receipt subject and body than they have with their current solution. The CenPOS F&O accounts receivable module includes the 3 most common requests users ask for.

  1. Create a custom subject and automatically insert the invoice number. For example, Sales Invoice # 231255.
  2. Create a custom body plus automatically insert subtotal, invoice #, sales tax, discount, total invoice etc and a click to pay link.
  3. Attach a PDF invoice

Invoices can be delivered via multiple methods and customers can pay via ACH, wire, credit card and other payment types directly from the email or text; customers can also login to a portal to view and pay multiple invoices. This increases efficiency for both parties and is proven to reduce DSO Because CenPOS is both the invoicing solution and a PCI Level 1 Service Provider, merchants can eliminate Red Maple Advanced Credit Cards, Billtrust and similar other third party solutions.

The sales receipt works pretty much the same way, with receipts automatically delivered via the customers preferred communication method.

The CenPOS F&O module is quick and easy to implement. All these features and more are available standalone or integrated. Integrators, developers and Dynamics users can contact Christine Speedy at 954-942-0483 for the module.

Call Christine Speedy, CenPOS Global Sales, PCI Council QIR certified, for the CenPOS Dynamics AX and D365 modules to make your business more profitable, efficient and secure. 954-942-0483, 9-5 ET.

CenPOS is an integrated commerce technology platform driving innovative, omnichannel solutions tailored to meet a merchant’s market needs. Providing a single point of integration, the CenPOS platform combines payment, commerce and value-added functionality enabling merchants to transform their commerce experience, eliminate the need to manage complex integrations, reduce the burden of accepting payments and create deeper customer relationships.

Payment Processing Application for Microsoft Dynamics AX 365

Microsoft Dynamics AX credit card processing integrated for maximum profit and maximum security with Validated Point to Point Encryption (vP2PE).

 

PCI Compliance is a moving target. We help reduce compliance burden with a PCI validated Point to Point encrypted solution. It’s important to note that only non-validated P2PE solutions have experienced data breaches in the last 12-18 months.

  • Accept credit, debit, ACH, check with guarantee, cash, wire, Paypal and more payment types. 
  • Smart Rate Selector reduces credit card processing fees, including with level 3 processing. Qualifying transactions for the lowest rates is complicated and only with dynamic rules management can merchants automate processes that impact fees.
  • Flexible processor options. You choose. Whether you want to keep your existing First Data, Chase Paymentech, Worldpay, or any other provider, or make a change, we give you options. And if you change acquirers in the future, it’s non-disruptive to operations, unlike “all-in-one” solutions.
  • Need to reduce compliance scope for card not present transactions? Our Encrypted Virtual Keypad segregates your hardware from scope.
  • Compliance with new stored card credential rules is complicated also. We reduce compliance burden with various configurable tools.

Do you have DOPS transactions currently processing credit cards?
You cannot process (authorize, capture, void, refund) any transaction through Dynamics online after Dec 31, even if that transaction occurred prior to Dec 31.  After 12/31/2017:

  • Credit cards linked in AX – Will no longer work for any connector, need to be deleted and re-entered.
  • Authorization – Will be lost.  Either process this through your new solution or work with the payment provider to capture an existing authorization if possible.
  • Capture – Will not be able to process linked refunds.
  • Void – Will not be able to void a payment.
  • Refund – Will not be able to refund a payment.

The above transaction types are very limited. For example, re-authorization, incremental authorization and authorization reversal are common types of transactions in B2B. If not managed correctly, then merchants pay higher fees and risk chargeback by both issuer or customer.

Headquartered in Miami, Florida, CenPOS is reshaping the future of commerce through technology innovation and the secure, flexible and simple solutions this enables. Christine Speedy, CenPOS Global Sales, 954-942-0483 has extensive B2B experience to help any business understand risks and benefits of alternative cloud solutions.

 

Equipment Rental Credit Card Processing Rules Change

Bobcat, Caterpillar, and other companies that offer rental equipment, all are impacted by new credit card processing rules for rentals. equipment rentals credit card processing

While businesses expect their software, including ERP, Point of Sale, and ecommerce shopping carts to help them manage compliance with credit card acceptance rules, the reality is that many don’t. Compliance increases profits; non-compliance increases new chargeback risks, interchange fees, penalty fees and authorization declines.

Traditional desktop terminals don’t support the new transaction data requirements. If merchant is not using EMV chip device, now is the time to upgrade to a cloud-based solution and fix two problems at once. Rental merchants cannot meet both card acceptance and Payment Card Industry Data Security Standards compliance requirements using traditional paper credit card authorization forms. Cloud technology and a compliant payment gateway are needed. For example, pair the Verifone MX 915 with the CenPOS validated Point to Point Encryption (P2PE) solution and use either a standalone or integrated to ERP such as Microsoft Dynamics AX.

Key elements for compliance:

  • Initial authorization transaction must send new transaction indicator that it’s an estimate; the final amount could change for example because the renter kept it longer or damaged the equipment. This is technically managed by the payment gateway.
  • If applicable, send incremental authorizations with related indicator.
  • If storing the card, the Visa Stored Credential mandate outlines the specific requirements for agreement with customer, cardholder authentication, and procedures to use a stored card on file. For example, perform cardholder authentication with either security code or 3-D Secure. 3-D Secure can only be invoked if the customer self-pays; it shifts friendly fraud liability to the issuer and merchants can also qualify some cards for even lower interchange rates.
  • Update language in agreements for opt-in to terms and conditions as required by Visa.

Card issuers and acquirers were mandated to be compliant in 2017, and merchants by October 2017, however, there’s no mandate for payment gateways. Even if an existing payment gateway supports the new requirements, merchants must make changes. Visa is the most complex, however other brands have similar rules.

From tokenization to Express Checkout, CenPOS creates a seamless commerce experience throughout the enterprise. Innovations, including Express Checkout via text or email, help businesses maximize profit in all departments. CenPOS takes the heavy lifting out of payment acceptance offering a range of solutions that simplify every aspect of implementing, operating and maintaining a payment system enabling merchants to focus on their business. CenPOS Express Checkout via text or email includes 3-D Secure capability as part of a layered security approach.

CenPOS is an integrated commerce technology platform driving innovative, omnichannel solutions tailored to meet a merchant’s market needs. Providing a single point of integration, the CenPOS platform combines payment, commerce and value-added functionality enabling merchants to transform their commerce experience, eliminate the need to manage complex integrations, reduce the burden of accepting payments and create deeper customer relationships. Powered by its enterprise-class, end-to-end transaction engine, CenPOS’ secure, cloud-based solutions seamlessly integrate with a merchants existing infrastructure minimizing disruption and saving time and money. Committed to a merchant-centric approach CenPOS provides a one-to-one level of service and support, enabling merchants to focus on their core business.

Headquartered in Miami, Florida, CenPOS is reshaping the future of commerce through technology innovation and the secure, flexible and simple solutions this enables. Christine Speedy, CenPOS Global Sales, 954-942-0483.

Reference:

https://usa.visa.com/dam/VCOM/global/support-legal/documents/stored-credential-transaction-framework-vbs-10-may-17.pdf

See also core rules, especially section 5 https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf

Dynamics AX Credit Card Processing Alternatives 2017

Need a solution to process credit cards for Microsoft Dynamics AX 2012? Whether replacing Microsoft Dynamics ERP Payment Services due to end of life announcement, or looking for an alternative to Red Maple Advanced Credit Cards, Christine Speedy has a solution to delight your customers and make your business more profitable virtually overnight. It’s wrong to thing big name gateways are compliant with your B2B payment processing needs. If that were true, our solutions would not exist.

Dynamics AX Credit Card Processing Critical Features Checklist:

  • Customer managed wallet from the very first sale, including before payment is needed. Must eliminate need for paper or digital credit card authorization forms with card data in the clear!
  • No 3rd party applications needed to get paid from invoice; automate journal entry updates. (Eliminate BillTrust and similar.)
  • Communicate the way your customers want, both text and email.
  • Automate rate qualification. A payment gateway with Level 3 processing is not enough; merchants can only qualify for level 3 (corporate, purchasing, business card) interchange rates if all the rules are met. The two most common rules B2B businesses struggle with are “Settlement within 72 hours” for card not present sales, and “Authorization amount and settlement amount must be equal”. CenPOS automates compliance, most gateways cannot.

    interchange rate qualification

    The same transaction can process at different rates, depending on which rules you follow.

  • Compliance with Visa Stored Credential Transaction framework and mandates effective October 14, 2017. Merchants need record of customers opt-in to storing and use of the stored card terms and conditions, among other items. For example, a checkbox. There are many nuances including identifying merchant initiated vs customer initiated. CenPOS automates compliance, most gateways cannot.
  • 3-D Secure cardholder authentication- increase approvals, shift fraud liability risk, and for some card types qualify for reduced interchange rates.
  • Virtual Encrypted Keypad – segment your network, software and devices from payment processing for reduced PCI Compliance scope and burden.
  • Accept payments wherever you need in AX- free text, sales orders, payment journals and more.

Improve Efficiencies, Cash Flow, Customer Experience:

  • Invoice delivery via text and email
  • 2-clicks to pay for repeat customers
  • Customer managed wallet for payment methods.
  • Invoice portal – on demand access 24/7 to view and pay invoices
  • Automated collections reminders to pay

AX Solution for all payment types:

  • ACH and check, with and without guarantee.
  • Wire- eliminate inefficiencies matching deposits to invoices and returning unidentified wires.
  • Credit card
  • Paypal and more

Depending on your current AX set up, businesses can be live in less than 2 days.

Christine Speedy, CenPOS authorized reseller, 954-942-0483. B2B cloud payments solutions and CenPOS enterprise cloud payment solutions expert. CenPOS is a merchant-centric, end-to-end payments engine that drives enterprise-class solutions for businesses, saving them time and money, while improving their customer engagement. CenPOS secure, cloud-based solution optimizes acceptance for all payment types across multiple channels without disrupting the merchant’s banking relationships.

Microsoft Dynamics Partner: PCI-Validated P2P Encryption

CenPOS, a payment technology provider, launched their PCI-Validated P2P Encryption solution July 7, 2017. The Microsoft Dynamics Partner offers a full-cashiering payment processing module to Dynamics AX 2012 channel partners and end-users. The CenPOS Validated P2PE encrypts cardholder data so businesses can simplify compliance with Payment Card Industry Data Security Standards (PCI DSS). It’s also QIR certified and HIPAA compliant.

With full cashiering, users have tight financial controls all within Dynamics AX ERP. Cash, checks with and without guarantee, credit card, and other payment options are all supported for retail needs. Hardware terminal options include the Verifone MX 915, Ingenico ISC250, Ingenico IPP320, and the mobile Ingenico ICMP EMV Reader. Note the module is for Dynamics AX 2012 ERP, not Retail.

CenPOS Dynamics AX Software modules include:

  • POS with EMV enabled
  • Mobility with EMV
  • P2P E Validation
  • Electronic Bill Presentment and Payment
  • Tokenization
  • Consumer Electronic Wallet supporting all tender types
  • Electronic Signature Capture
  • Integrated Shopping Carts
  • Enhanced fraud and risk mitigation tools

Christine Speedy, CenPOS authorized reseller for Dynamics end users and channel partner development, 954-942-0483. CenPOS is a merchant-centric, end-to-end payments engine that drives enterprise-class solutions for businesses, saving them time and money, while improving their customer engagement. CenPOS secure, cloud-based solution optimizes acceptance for all payment types across multiple channels without disrupting the merchant’s banking relationships