Compare wireless payment solutions for silent auctions – 2013

2013 update of 2010 blog article Compare wireless payment solutions for silent auctions.  After the Durbin Amendment fixed debit card rates, the need for pin debit wireless, especially in the non-profit world which tends to have very low fraud risk, is virtually non-existent.

wireless terminals vs mobile payment solution comparison:

  1. Wireless has a built-in receipt printer. Mobile sends receipts via email or wireless printer.
  2. Wireless can sometimes dial out where a mobile hot spot doesn’t exist. This situation is becoming more rare as venues ensure mobile internet access to compete for event hosting.
  3. Wireless terminal hardware costs range from $400 refurbished to $1000 new. Mobile swipe card readers range from free (with service) to $300, though most are in the $40-50 range. Wireless receipt printers start at $250 and up.
  4. Wireless terminal printers are built-in. Wireless WIFI Thermal Printers for mobile devices are $165 to $800, with $250+ typical.
  5. Wireless terminal networks are typically $20 hard cost per month per device, plus a wireless transaction fee.  Mobile swipe solutions may be standalone or scalable simply by purchasing more readers, with one fee regardless of the number of units.
  6. Wireless terminals support pin debit which reduces dispute period from 120 to 14 days, usually not a significant benefit for fundraising due to low fraud. Merchants don’t pay MASTERCARD & VISA ASSESSMENT FEE  dues and assessments on pin debit, currently $.001100 BASIS PTS TIMES total debit volume. Mobile pin debit is in development infancy.

wireless terminals vs mobile payment solution other:

  1. Wireless terminals require merchant account downloads. This can be tricky so terminals are not usually updated after deployed, which also rquires sending the unit out if pin debit encryption is needed. Mobile payment apps work in the cloud. Users may need to update apps from time to time, but processing is in the cloud so there is nothing related to download.
  2. Some wireless terminals can store transactions and send later, for example, after connectivity is restored. Caution: PCI Compliance may be in question as recent related data breaches have occurred in 2012-2013.
  3. Scalability. Cloud solutions provide unique scalability to temporarily add users and manage their permissions, and potentially integrate tightly with other payment sources such as online donor and event registration pages.


mobile card reader- universal for iphone, ipad, droid

mobile card reader- universal for iphone, ipad, droid


wireless credit card terminal discount deal

The wireless credit card terminal discount is back and even better.

The Way 1581 Mobile Payments Solution is among the cheapest wireless terminals we know of to accept credit cards wherever you are- even on the golf course. Perfect for any event indoors or outdoors, collect money for auctions, dinner and tournament fees. Kit includes a wireless terminal and printer and works on any GPRS network.

Mobile means no boundaries. Not tethered by wires, nor restricted by WiFi availability. So merchants can accept payments anytime anywhere.

The New MTT 1581 empowers merchants everywhere with the limitless possibilities of a truly mobile POS terminal. This revolutionary offering from WAY Systems has the functionality mobile merchants demand for successful, secure transactions anywhere. The terminal’s stylish, sleek form factor fits easily in the palm of your hand, combining the convenience of a mobile phone with the power to accept payment anywhere, at anytime.

  • Works virtually anywhere
  • Best mobile coverage available (GPRS)
  • Supports all major processors
  • Customer support included (24/7 Helpdesk)
  • Easy-to-use retail mobile credit and debit application
    • Optionally supports tip (retail), toll, invoice number, cash receipt, AVS, CVV2, Amex CID (as supported by your processor)
  • Shipped ready Out-of-the-Box with setup and activation completed

Now with Essential Organizer Features including:

  • Calendar with appointment capability
  • Alarm Clock
  • Calculator
  • Note features
  • Stopwatch
  • Address Book

wireless terminal 1581

MTT 1581 Technical Specifications


  • Height: 4 (102 mm)
  • Width: 2.5(64 mm)
  • Depth: 1.44 37 mm)


  • Total Weight: 5.5 oz. (156g)
  • Printer: 8.8 oz. (250g)

Wireless Communications

  • Dual band GSM TM 850/1900 MHz
  • International frequency 900/1800 MHz

POS Transaction Storage

  • Store and forward transactions

POS Processor

  • High performance 16 bit microprocessor optimized for low power consumption


  • MULTOS 4.06+ Link Security Module
  • PKI (for key exchange between
  • MTT and Server)


  • Mobile thermal printer, infrared communications

Magnetic Stripe Card Reader

  • Tracks 1, 2 and 3


  • Uses telephone style keys for data entry
  • Uses internal PCI PED compliant PINpad for PIN entry DUKPT, 3DES

Smart Card Reader

  • EMV Level 1 (in process for 2008)


  • Up to 50 hours stand-by time
  • Up to 300 transactions per charge