Going Paperless? Signature Capture Payment Solution & Variable Recurring Billing PART 1

Yes, there is a signature capture solution that also enables merchants to securely store payment information for variable recurring payments. A business associate contacted me yesterday and said calls to both TASQ and Verifone were fruitless, but eventually she was referred to CenPOS, and then called me, her CenPOS expert. In PART 1, I summarize the point of sale options.

SIGNATURE CAPTURE PAYMENT SOLUTIONS

We support signature capture via multi-lane and mobile device. Signature capture enables merchants to reduce paper storage, support eco-friendly initiatives, and easily retrieve receipts for customer care or dispute resolution.

Multi-lane devices include the lowest cost Equinox (Hypercom) L5200 to the Ingenico new ICS series, including the ISC250.  Device differences include multi-media capabilities to display advertising messages. MRSP averages in the $900-1000 range. ingenico isc250

We have mobile apps to accept payments on iPhone, iPad, and Android. The mobile card reader hardware recommended encrypts data at the swipe head with a CenPOS key. Card data can only be read by the mobile app, not the device. Card readers are available from under $50 MSRP for non-secured, to over $100 MSRP for Magtek readers with CenPOS key.

 

iphone payment solution

What are the big differences in multi-lane vs mobile signature capture solutions?

Pin debit is only available on multi-lane devices. There are no hardware specifications yet developed for pin debit on mobile devices at this writing. (Sidenote- any mobile solution requiring a pin today is not sending the transaction to the pin debit networks.)

  • MULTI-LANE WIN: CenPOS users will save some money with pin-debit, even in the post-Durbin regulated debit environment.
  • MULTI-LANE WIN: Pin debit has a 14 day dispute period vs 120 for signature capture
  • MULTI-LANE WIN: Customer familiarity, especially over crowd
  • MOBILE WIN: Mobile hardware is a fraction of the cost; cost effective to have spares on hand.
  • MOBILE WIN: When a mobile device breaks, simply move the swiper to a new device. When a multi-lane device breaks, it needs to be sent out for repair.
  • MOBILE WIN: Use anywhere, any time, including move from desk to desk or station to station.

CenPOS is a merchant-centric, end-to-end payments engine that drives enterprise-class solutions for businesses, saving them time and money, while improving their customer engagement. CenPOS sits in front of a customers existing merchant account and replaces outdated desktop terminals, virtual terminals, and payment gateways. Contact Christine to integrate with your Point of Sale (POS) system.

iPad credit card terminal: First Data Mobile Pay vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE First Data Mobile Pay™first data mobile pay  CenPOS mobilecenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary  universal
Can the app store or use tokens in the transaction process? Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers. No. yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? unclear  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  unclear  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

iPad credit card terminal: LightSpeed Mobile vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE LightSpeed Mobilelightspeed mobile payment app  CENPOScenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary * Site lists preferred partners, does not indicate exclusivity.  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes, not clear to what extent for reconciliation  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: Mac front and back end with inventory management across stores. Robust POS solution- the payment portion is 3rd party CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

iPad credit card terminal: ePN vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE ePN

epn mobile

 CENPOS

cenpos mobile payment app

Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  universal  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

Mobile POS and credit card swipe application reviews

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad. In the coming weeks I’ll post reviews on a very specific set of features. The features are:

  • Credit card processing- is the app compatible with many merchant services companies or is it proprietary?
  • Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.
  • Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden?
  • Multi-channel: are all channels integrated with one reporting hub?
  • Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs key entered.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS solution that’s includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

Look for this subject title: iPad credit card terminal. Shown below is the Infinea Tab.  The Infinea Tab

 

ipad credit card terminal

Click the image above to visit the iPad peripherals manufacturer web site.