EBPP – 3Delta vs BillTrust vs CenPOS comparison chart

EBPP  comparison chart of 3Delta Systems, BillTrust, and CenPOS. This is not a comprehensive chart of all features, but rather highlights some of the product differentiators, primarily for mid-size business to business, including manufacturing and wholesale distributors.

ebpp comparison

Additional strengths and weaknesses may be highlighted in future articles. Subscribe to our feed for future articles.

CenPOS has Level III certifications to First Data, Vantiv, Moneris Canada, and TSYS. Certifications to other processing platforms are forthcoming, including Chase Paymentech.

About 3 Delta Systems Inc. – based in Chantilly, VA – is a payment solutions company whose innovative, Internet-based systems for processing credit cards and purchase cards deliver peace of mind to B2B and B2G customers by increasing their productivity, cutting operating costs, lowering business risk and strengthening security.

About BillTrust– Headquartered in Hamilton NJ, Billtrust is a premier provider of outsourced billing solutions. Its products and services help companies’ billing practices become “Customer-Centric,” a concept that emphasizes flexible accommodation of customer needs.

About CenPOS – “Creating efficiencies through payment innovation”
Founded in 2009, Miami-based CenPOS is a SaaS payment technology provider. CenPOS is an intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to replace inefficient, outdated payment systems.

Global Sales: Christine Speedy (954) 942-0483.

 

BillTrust Bill Presentment and Payment vs competitor CenPOS EBPP costs: review Part 3

What does it cost to use BillTrust e-invoice solution vs CenPOS? Hard costs include installation and set up fees, monthly fees, and per transaction or per invoice fees. Soft costs include time for project set up, efficiency of the solution and credit card interchange qualification fees. Neither company publishes their fees but we do have some general numbers to share.

EBPP SERVICE BILLTRUST CENPOS
Installation & set up ? Starting at $0
Monthly fee ? Starting at $149 per month
Per invoice delivery fee ? Included with EBPP service
Per transaction fee ? Included with standard CenPOS services
Capacity fee ? None
Invoice Storage fee ? None

I’ve heard of quotes of $3000 and up for installation and set up, however, this information is from third parties. I invite you to comment below on estimates or actual costs.

Soft costs are harder to measure or comment on. BillTrust is an invoicing solution. CenPOS is a multi-channel payment acceptance solution. We have many merchants that send e-invoices, but also accept payments online, in retal stores, via mobile etc.

The BillTrust and CenPOS EBPP blog series highlights product differences to help business to business companies select the best e-invoicing solution. Each company serves the electronic bill payment and presentment marketplace, but how they accomplish the goal is very different. Each article will address one specific item of interest.

ABOUT BILLTRUST: BillTrust is an established company with a history of customer billing success. They provide billing via US mail, email, and fax.

ABOUT CENPOS: CenPOS is a fast growing, intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to replace inefficient, outdated payment systems. They provide billing via SMS (text), email, and fax, with three different implementation options from non-integrated to integrated. CenPOS also offers merchants the option to collect a one time payment online without customer registration. CenPOS offers a single payment platform and gateway for all payment points, including online, retail, kiosk, ecommerce, mobile, and EBPP.  For information, contact your blog host and CenPOS sales Christine Speedy at (954) 942-0483.

EBPP Billtrust vs CenPOS review Part 1

The BillTrust and CenPOS EBPP blog series highlights product differences to help business to business companies select the best e-invoicing solution. Each company serves the electronic bill payment and presentment marketplace, but how they accomplish the goal is very different. Each article will address one specific item of interest.

ABOUT BILLTRUST: BillTrust is an established company with a history of customer billing success. They provide billing via US mail, email, and fax, and they offer customers the ability to collect a one time payment online without customer registration.

ABOUT CENPOS: CenPOS is a fast growing, intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to replace inefficient, outdated payment systems. CenPOS offers a single payment platform and gateway for all payment points, including online, retail, kiosk, ecommerce, mobile, and EBPP. This is a significant difference for the omnichannel merchant. They launched their first EBPP product in 2010, and provide billing via email, mobile and fax.  They also offer customers the ability to collect a one time payment online without customer registration.

Email Billing Service Delivery Difference:

BillTrust emails your invoices in a PDF file. The customer must be registered and login to pay their invoice.

CenPOS will email your invoices in a PDF file. Also included is a pre-filled payment object. The customer can click and immediately pay the invoice without logging in. If the customer is registered, they may use one of their stored payment methods, or add a new payment method.

The image below shows the landing page after the customer clicks from their email.  The invoice was already paid when I took this screenshot, so there is a zero balance due. )

EBPP Electronic Bill Presentment & PaymentBy eliminating the requirement to login, merchants will see a boost in speed to payment.

  • Eliminates issue of personnel needing to remember login information to pay a bill
  • Enables staffing flexibility- forward to others pay, without giving out merchant portal credentials

QUESTIONS?  Click here to learn how to become a CenPOS EBPP reseller or for integrations. Click here to become a CenPOS EBPP customer.