3Delta Systems vs CenPOS for omnichannel credit card processing with level III data

How do these secure payment platforms compare for omnichannel merchants credit card and debit card processing? This is a follow up article to the last review which highlighted electronic bill presentment and payment.

Payment Gateway Features As Listed on 3 Delta Systems 8/5/2014

Payment Channels Supported 3 Delta Systems
 Online Payments checkmark yes checkmark yes
 Batch Upload checkmark yes checkmark yes
 EBPP- electronic bill presentment & payment checkmark yes checkmark yes
Retail Swipe checkmark yes
 Mobile checkmark yes

3Delta and CenPOS are both integrated into various software and ERP solutions, and both support level III processing, critical for business to business (B2B) merchants. ACH and RDC are also supported for check processing.

CenPOS notes: Tokens created on the CenPOS platform are shared across all channels and optionally across all merchant locations, per merchant defined rules. Level III processing is available via all channels except mobile, due to the limited screen space on mobile devices. Signature capture is supported for retail. Integrations available

Processors* 3Delta CenPOS
 First Data Merchant Services – North checkmark yes **
First Data Merchant Services – South checkmark yes
First Data Merchant Services – Nashville checkmark yes
Global Payments – East checkmark yes
Paymentech checkmark yes checkmark yes
TSYS* checkmark yes checkmark yes
Vantiv checkmark yes checkmark yes
WorldPay checkmark yes checkmark yes
Elavon checkmark yes
Moneris (includes Canada) checkmark yes
Valitor (Europe +) checkmark yes
Grupo Evertec Panama checkmark yes

* Using TSYS, merchants can connect to most USA processors, even if not shown, or if shown with a red ‘No’ symbol.

** Connectivity to First Data varies by merchant need

CenPOS is certified for level III processing for all processors listed; not applicable for Valitor and EPX- level III processing rates not available outside US.

About 3 Delta Systems Inc. – based in Chantilly, VA – is a payment solutions company whose innovative, Internet-based systems for processing credit cards and purchase cards deliver peace of mind to B2B and B2G customers by increasing their productivity, cutting operating costs, lowering business risk and strengthening security.

About CenPOS – “Creating efficiencies through payment innovation”
CenPOS is a merchant-centric, end-to-end payments engine that drives enterprise-class solutions for businesses, saving them time and money, while improving their customer engagement. CenPOS’ secure, cloud-based solution optimizes acceptance for all payment types across multiple channels without disrupting the merchant’s banking relationships. Call (954) 942-0483 for authorized reseller Christine Speedy.