myKaarma & Creditcall team up to accelerate EMV chip card adoption for car dealerships

Car dealers can now simply switch to EMV, providing their customers the most secure payment solution while benefiting from reduced PCI DSS scope.

NEW YORK, NEW ORLEANS, NADA100 (Booth #5501), January 27, 2017 – Creditcall, the omni-channel Payment Gateway and EMV Kernel provider, today announced that it now supports myKaarma, the cloud-based conversational commerce software that’s revolutionizing the auto service industry. myKaarma can now quickly and easily add EMV chip card acceptance to its dealership app by using the Creditcall payment SDK – ChipDNA – which is pre-certified with First Data, one of the leading U.S. processors and the Ingenico Group’s iPP 350 smart payment terminal. More processors and payment terminals will be added in the following months.

myKaarma enhances the retail experience for service departments of car dealerships. The myKaarma app gives the dealership the ability to offer the latest customer engagement technologies such as digital conversations (text, email, voice) and smart payment systems for online and mobile point of sale (POS) with auto-reconciliation, all in one application that seamlessly integrates with the dealerships’ current dealer management system (DMS).

ChipDNA is an omni-channel, EMV-ready payment gateway solution for mobile, online, in-store and self-service card payment acceptance. It is aimed at software developers and can be integrated into Android and iOS based mobile POS (mPOS) payment solutions as well as Windows and Linux semi-integrated environments. It includes a comprehensive terminal management system (TMS), remote key injection (RKI) and point to point encryption (P2PE) for the highest level of cardholder data protection. Developers can choose from 38 different device manufacturer and processor combinations which reduces integration time and resources without the need for complex and lengthy processor certifications.

“We wanted a partner who already had years of EMV experience and a proven solution, knowing if we had any bumps along the way”

– Ujj Nath, CEO at myKaarma

“We wanted a partner who already had years of EMV experience and a proven solution, knowing if we had any bumps along the way, our partner will be able to support us and meet our needs in a timely manner” said Ujj Nath, CEO at myKaarma. “By leveraging ChipDNA, we were able to spend more time making our software even more valuable to our customers, rather than spending time trying to navigate the complex requirements of EMV”.

“Many developers and merchants still assume that replacing an old swipe card reader with an EMV chip card reader equals EMV compliance” says Jeremy Gumbley, CTO at Creditcall. “The reality is that true EMV compliance requires upgrading the entire payment infrastructure, involving several parties and complex moving parts. Once completed, there is still an ongoing requirement for maintenance and updates to remain compliant. We are proud to offer ChipDNA, which allows software developers like myKaarma to avoid the majority of headaches and address EMV with one simple, fast and future-proof integration” Gumbley continues.


About MyKaarma

myKaarma is a conversational commerce software company for automotive dealerships that focuses on enhancing the retail service department experience. myKaarma’s platform gives dealers the ability to offer their customers 21st Century technology through digital conversations and smart payment systems. myKaarma was named as an official communications and payments partner for Mercedes-Benz USA.

About Creditcall

Creditcall provides the tools to enable secure payment acceptance in-store, self-service, online or mobile. From retail and hospitality, to parking, vending, transportation or charity applications, Creditcall’s omni-channel Payment Gateway and EMV Kernels are at the very heart of its partners’ businesses, enabling them to focus on what they do best.

Creditcall is an EMVCo Business and Technical Associate, a PCI SSC Participating Organization, a Mastercard accredited MEPSA company and member of the U.S. Payments Forum with offices in Bristol, UK and New York, USA.

2 thoughts on “myKaarma & Creditcall team up to accelerate EMV chip card adoption for car dealerships

  1. CenPOS is a proven alternative payment processing platform and gateway for card and truck dealerships. Here’s a few differences:

    CenPOS is the only certified payment gateway integrated with CDK ePayments (Receivables).

    Report reconciliation in minutes instead of days. CenPOS can process Retail, MOTO (telephone), and ecommerce (any customer self- payment) with a single merchant account vs 2 or 3 per location. CenPOS also supports check/ACH, cash, credit card, Paypal and even wire, depending on the sales channel, for 100% cash management control.

    CenPOS SmartRate selector intelligently reduces the cost of card acceptance, including support for level III processing retail and all sales channels. This is critical for business, corporate, and purchasing cards, which can make up the bulk of fleet service and parts sales.

    Immediate Visibility. View and compare multiple employees, departments and locations with real-time data analytics dashboard.

    CenPOS supports electronic signatures with quick and easy retrieval across multiple locations. Never search for paper copy again. Dealer internal study cited 800% increased efficiency.

  2. CenPOS is a proven alternative for card and truck dealerships. Here’s a few differences:

    CenPOS is the only certified payment gateway integrated with CDK ePayments (Receivables).

    Report reconciliation in minutes instead of days.

    CenPOS can process Retail, MOTO (telephone), and ecommerce (any customer self- payment) with a single merchant account vs 2 or 3 per location. CenPOS also supports check/ACH, cash, credit card, Paypal and even wire, depending on the sales channel, for 100% cash management control.

    CenPOS SmartRate selector intelligently reduces the cost of card acceptance, including support for level III processing retail and all sales channels. This is critical for business, corporate, and purchasing cards, which can make up the bulk of fleet service and parts sales.
    Immediate Visibility. View and compare multiple employees, departments and locations with real-time data analytics dashboard.

    CenPOS supports electronic signatures with quick and easy retrieval across multiple locations. Never search for paper copy again.

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