Paypal Rates Increase October 2015

Effective October 1, 2015, Paypal will remove the tiered merchant rates for US domestic and international Purchase Payments. The changes don’t apply to PayPal Payments Pro users and Virtual Terminal. PayPal Payments Standard and PayPal Express Checkout users will have a rate hike.

The new rate will be the standard rate of 2.9% + $0.30 USD for domestic transactions and 3.9% + fixed fee** for international transactions.  Card-processing rates on PayPal Payments Pro and Virtual Terminal are not changing.

Paypal rates October 1, 2015:

Standard 2.9% + $0.30
Mobile In-Store Payments rate 2.7% + $0.30
Nonprofit rate 2.2% + $0.30

Paypal international rates October 1, 2015:

Standard 3.9% + fixed fee
Mobile In-Store Payments rate 3.7%  + fixed fee**
Nonprofit rate  (under $100k/mth) 3.2% + fixed fee**
Nonprofit rate  (over $100k/mth) 2.9% + fixed fee**

Paypal current tiered rates:

PayPal Rates:
Domestic Purchase Payments transactions in U.S. Dollars
Prior month’s sales volume    Fee per transaction
$0 to $3,000    2.9% + $0.30
$3,000.01 to $10,000    2.5% + $0.30
$10,000.01 or greater    2.2% + $0.30

International Purchase Payments transactions
Prior month’s sales volume    Fee per transaction
$0 to $3,000    3.9% + fixed fee**
$3,000.01 to $10,000    3.5% + fixed fee**
$10,000.01 or greater    3.2% + fixed fee**

*Sections 8.2 (b) and 8.4 (c) of the PayPal User Agreement
**Section 8.4 (d) of the PayPal User Agreement. Click here to see Paypal International Fixed fees vary by country.

Paypal Pro fees:

These are the fees posted on Paypal web site now.

  • $30 monthly fee
  • 2.9% + $0.30 per transaction
  • 3.1% + $0.30 per domestic transaction; additional 1% for cross-border transactions

Paypal Pricing for Add-On Services

Recurring Payments: $30 monthly
Advanced Fraud Management Filters: $20 monthly + $0.05* per transaction
Account Monitoring: $29.95 setup + $19.95 monthly

Paypal Additional Fees

  • International Sales: The pricing table above applies to domestic payments in US dollars. There’s an additional 2.5% charge for any currency conversion and a 1% charge to receive payments from another country
  • Chargeback Fee: $20
  • Uncaptured Authorization: after a successful authorization, you’ll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization
  • Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission
  • Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)
  • American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal

Click here for the official Paypal rates and fees.


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