When will I receive American Express deposits?

American Express merchant services deposits are now faster. As of April 2021, merchants see deposits the next business day after the transactions are submitted Monday through Friday. As of October 2020, merchants are receiving separate payment deposits for Friday, Saturday and Sunday on Monday to help simplify payment reconciliation.

American Express receipts for small businesses now appear on merchant statements with other credit cards, depending on when the merchant account opened. Older merchant accounts that did not sign up for the new program, merchants that prefer separate, and those that do not meet the maximum processing limits receive separate statements from American Express instead of their acquirer.

Call Christine Speedy, PCI Council QIR certified, for all your credit card processing questions and services. 954-942-0483, 9-5 ET.

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