merchant bulletins – downloads

Download Visa and MasterCard critical bulletins (PDF) UPDATED March 2016.  Many of these bulletins only change every year or two. Subscribe to our newsletter for announcements of card brand updates.

MasterCard EMV Guiding Principles for Acquirers – even though not directed at merchants, very insightful

MasterCard Future Payments Guide

MasterCard Acceptance Rules updated December 2014. See all MasterCard Rules

MasterCard Chargeback Guide October 2014

Visa Data Security Alerts, Bulletins & Webinars

Chargeback Management Guidelines for Visa Merchants

Card Acceptance Guidelines for Visa Merchants

Visa EMV Overview

Visa Core Rules and Visa Product and Service Rules – April 2015

Part of Visa International Operating Guidelines. Over 800 pages of information including comprehensive dispute and chargeback information for merchants.

Visa Interlink Operating Regulations – currently unavailable 11/2015

Visa and Mastercard Interchange Rates


First Data Integrated Partner Solutions EMV certified list Certified and Capable are different- currently unavailable 11/2015

American Express Merchant Policy Guide (link to site)

Discover Merchant site

Download library

Visa comprehensive download library (official site) includes:

E-Commerce Merchants’ Guide to Risk Management – currently unavailable 11/2015

PCI Data Security Standard OFFICIAL WEB SITE

3D Merchant Newsletters

3d merchant news cover EMV, PCI Compliance 3.0, mitigating losses from card not present fraud January 2016

March 2011 3D Merchant and CenPOS newsletter on mobile payments, ACH, and check processing.


3d merchant news cover 3D Merchant news ISSUE 4, 2010: PCI DSS Compliance, Tokenization & recurring billing, Preventing Credit Card Fraud. (PDF download 2.8 mb)

3d merchant news cover 3D Merchant news ISSUE 3, 2010: May Madness follows April price increases, Data Security- PCI Compliance, Internal Fraud Prevention, PCI Compliance fees. (PDF download 2 mb)