merchant bulletins – downloads

Download Visa and MasterCard critical bulletins (PDF) UPDATED March 2015

MasterCard EMV Guiding Principles for Acquirers – even though not directed at merchants, very insightful

MasterCard Future Payments Guide

MasterCard Acceptance Rules updated May 2014. See all MasterCard Rules

Visa Data Security Alerts, Bulletins & Webinars

Chargeback Management Guidelines for Visa Merchants

Card Acceptance Guidelines for Visa Merchants

Visa EMV Overview

Visa Core Rules and Visa Product and Service Rules Part of Visa International Operating Guidelines. Over 800 pages of information including comprehensive dispute and chargeback information for merchants.

Visa Interlink Operating Regulations

Visa PCI DSS Compliance Validation

Visa and Mastercard Interchange Rates


American Express Merchant Policy Guide (link to site)

Discover Merchant site

Download library

Visa comprehensive download library (official site) includes:

E-Commerce Merchants’ Guide to Risk Management PDF | 1.7mb

PCI Data Security Standard

Take the Order but Don’t Get Taken In PDF | 225k
3D Merchant Newsletters


3d merchant newsletter

3D Merchant and CenPOS March 2011 newsletter

March 2011 3D Merchant and CenPOS newsletter on mobile payments, ACH, and check processing.


3d merchant news cover 3D Merchant news ISSUE 4, 2010: PCI DSS Compliance, Tokenization & recurring billing, Preventing Credit Card Fraud. (PDF download 2.8 mb)

3d merchant news cover 3D Merchant news ISSUE 3, 2010: May Madness follows April price increases, Data Security- PCI Compliance, Internal Fraud Prevention, PCI Compliance fees. (PDF download 2 mb)

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