Innovative merchant services and payment solutions, focused on card not present, level III processing and omnichannel merchant needs, including retail, software, distributors, and manufacturers. Third generation entrepreneur with expertise in building supply, marble & stone, lumber, roofing, HVAC, flooring and other construction suppliers. Core SaaS services include an intelligent virtual terminal, the hub for check and credit card processing from all sources- retail, mobile, online, ecommerce, electronic bill presentment & payment, and integrated solutions. No new merchant account required!

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One flexible source for all payment needs. With our consultative approach, merchants eliminate the merry-go-round of re-examining solutions and vendors every couple of years, seeking something 'better'. Due to high satisfaction and trust, our retention is nearly 100% every year.

Independent 3rd Party Payment Gateway

Choose your own processors around the world with our global payment gateway. Some examples of compatibility include Chase Paymentech, First Data, Bank of America, Moneris, Global Payments and more.

B2B Level III Processing

Requires merchant account and payment gateway that support level III data for commercial and purchasing or P-cards. We have many options, no new merchant account required if compatible in place already. While other independent gateways may support level IIi processing, the integrations typically do not, and none support Level III retail in an automated and compliant manner.

Merchant Accounts

If you're dissatisfied with your process or pricing, you can leverage our buying power, but it's not required. Intuit merchant services users average 1% average merchant rate reduction, with no loss in efficiencies with integrated Quickbooks. Processor options include First Data, Chase Paymentech, Global Payments, Vantiv, TYSYS, Moneris Solutions, and additional partners around the globe.
Christine Speedy, owner of is an independent reseller for merchant services, and works closely with merchants and their existing processers to maintain existing merchant account relationships.

Check Processing:

T-Tech, United Tranzactions, Global Payments, Paypros echeck, SPS check

Electronic Invoicing: Use our standalone or integrated solutions. CenPOS and others.

Credit Card Terminals:

Terminals are available for purchase or lease exclusively to clients using other payment services. Brands include Equinox, Ingenico, Verifone / Hypercom, Magtek, ID Tech, QwickPay.
Signature Capture terminals: Equinox, Ingenico, Verifone
Mobile payment terminals: Magtek, ID Tech Products, QwickPay, Infinite Peripherals, Payware

Gift Card Programs: First Data, Paymentech, Valutech, Paypros. Christine Speedy, owner of is an independent reseller for gift card programs.

Merchant Cash Advances: Convert some of your future credit card sales into working capital

Quickbooks, OpenBravo, OpenERP, odoo

ERP: Many options for direct ERP integrations and custom tools. Secure payment solutions for any ERP!

It doesn't matter who you'r currently processing with - a bank, big name processor, or 3rd party ISO, the results can all be the same — you've got problems with efficiency, transparency, cost management and or PCI Compliance. We solve them, addressing decades old problems that other vendors have not.

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What's with the Trustwave Seal? This seal is free for our customers using certain services offered.


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CenPOS payment technology overview

Least Cost Routing technology changes the landscape for credit card processing.

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CenPOS Certifies For Multi Currency Processing

CenPOS Completes EMV Certification

3D Secure Certified

Level III processing solutions for all payment sources.

PCI Compliance

Merchant CLOUD SOLUTIONS specialties