PCI QIR Certified
Level 4 merchants, defined as less than 20,000 Visa or MasterCard e-commerce transactions annually, and all other merchants processing up to 1 million Visa or MasterCard transactions annually, are mandated to use PCI QIR certified individuals, if using outside resources for implementation. Companies are not certified, only individuals. Christine Speedy is QIR certified by the PCI council. All merchants can benefit from PCI QIR expertise for both integrated and non-integrated payment technology. Software upgrading and ERP implementations often utilize temporary technical help that repeatedly uses 'old code', because they are not familiar with credit card processing rules. This has contributed to a record number of data breaches in recent years.