B2B credit card processing expert 3D Merchant Services is your source for card not present, mixed sales channel and surcharge needs.

3D Merchant Services has launched Greater Good Tech for products that are changing the world.

Learn more about Greater Good Tech products including chemical, water, and energy conservation technology solutions.

Level 3 processing for retail and card not present, plus ACH, checks and remote payments all in one solution.

Eliminate the merry-go-round of re-examining merchant account vendors every couple of years, seeking something 'better'. Whatever is on your wish list, 3D Merchant Services has it. Is cardholder verification impacting the order to ship process? Rules-based authentication automatically shifts counterfeit and "it wasn't me" fraud back to issuers.

Visit 3Dmerchant.com blog for informative articles, official wholesale interchange rates, fees, and card acceptance rules.

Do you want average or the top 1% expert help for your merchant services and payment process technology needs?

Christine was certified under the original rigorous PCI Council Qualified Integrators and Resellers Program, demonstrating her knowledge about networks and card data security. She has used and worked with a variety of payment gateways, ERP's and enterprise software solutions for multi-location companies. While most people never bother to read them, Christine can cite Card Network Rules which directly impact fees and chargeback risk.

"I've never met anybody in my 30 year cybersecurity career that knows more than Christine Speedy about credit card processing and related data security." Healthcare CISO

"I trust Christine Speedy to give me dummy proof tools so our employees never have to learn what she has. She's saved us over $100,000 in merchant fees." Automotive Dealer Group, CFO

"If you're ready to engage in credit card processing, and I mean the People, Process, and Technology process, Christine can help.
They do not come better than Christine. I have known her for almost my whole career. She is an expert on Credit Card payments and other EFT options. She is a stand up human and extremely smart!" Business Consulting, Owner

Maximizing profits:

Reducing merchant fees has more to do with proper authorization than rate negotiation.

Quick fact check: Do you have EIRF, Data Rate I, Standard/STD, misuse, compliance fees or integrity fees on your merchant statement? If yes, you have a problem I can fix and make you more profitable on the same merchant account. No change to deposits with our processor agnostic, global payment gateway; keep your merchant account and financial partners including First Data, Chase Paymentech, Moneris, Tsys, CrossCheck, United Tranzactions (UCT), and others.

Technology is essential.

My core solutions drive efficiencies for buyers and sellers, automates collections, mitigates risks, and optimizes transactions to reduce fees. Get paid by ACH, credit card and alternative payments. If your B2B business still accept checks in the mail, or credit cards over the phone, it's time for an account review. Call 954-942-0483 now.

While my career has been largely with companies that have a B2B component, including automotive dealers, manufacturers, distributors and building supply, the restaurant and hotel industries have been devastated by the Coronavirus pandemic. Too many have not shifted technology and are losing business because of it; to help those in need, I'm offering account reviews in these industries as well.

Check out the 3D Merchant Services blog which includes published credit card processing wholesale rates, rules and more. Call now for all services, 954.942.0483 or use this contact form.