EMV Point of Sale Solutions

verifone multilane mx915

ingenico isc250

We offer a variety of payment acceptance products. Which one is right for you?

Terminal selection imapcts potential risk associated with fraud, risk of chargebacks, environmental conditions (where you accept payments, type of business and more. The payment gateway, if applicable, can significantly impact interchange rate qualification, the bulk of credit card processing fees.

CenPOS US EMV certified terminals include Verifone MX915, Ingenico Telium iSC 250, iCMP mobile, and others.

Point to Point Encrypted (P2PE) solutions can be validated or non-validated. Either will reduce risk of a data breach, however, a validated solution may enable a business to use a shorter self-assessment questionairre (SAQ) as part of self-attestation for compliance with Payment Card Industy (PCI) standards. The PCI Council maintains a list of validated P2PE solutions.

An independent consultation before buying any POS hardware is recommended.

POS Solutions fall into 4 categories:

  1. Standalone dial up or ethernet "terminals", typically for single store small businesses; contact for recommendations.
  2. Terminal driven by hosted payment solution (Internet connection, web browser, terminal application and hosted payment solution which communicates with the terminal or mobile device); for example, CenPOS.
  3. POS Software with integrated hosted payment solution- same as above, except the point of sale software calls out to the hosted payment solution to collect the payment, then reverts back to the POS software. For example, Microsoft Dynamics AX and CenPOS or Quickbooks and CenPOS; CenPOS payments are segregated from the POS application to reduce PCI Compliance scope.
  4. POS integration in scope for PCI Compliance; if the card data touches the software, the application must be PA DSS certified. Most companies have moved away from this type of solution due to the PCI Compliance burden and risk associated with touching card data.

Credit card processing equipment:

CenPOS supported terminals

Due to rapid market changes, this page may get outdated, however, we always offer the latest PCI compliant hardware. Last update, March 2016. Note: Terminal certifications include for Paymentech, First Data, Tsys (Global, Elavon, Moneris, Heartland etc), with various P2PE and level 3 processing. Solutions available for all major US processors; call for specifics for your needs.

US EMV certified terminals: Verifone MX915 (multi lane), Ingenico Telium 2 Family, iSC 250, iSC 350, iSC 480, iPP 320/350, iCT 220, iCT 250, iWL 220, iWL 250/280, iUR, iSMP, iSMP Companion, iCMP mobile.

Other terminals and swipers are compatible; contact us for info.

Recommended Check Scanners: Digital Check CX 30

Our forte is in 'payment solutions'.


Signature Capture Terminals (2015)

Verifone MX 915 signature capture terminal; CenPOS US EMV certified terminal with P2PE.

Ingenico isc 250 Ingenico 250 signature capture terminal. CenPOS US EMV certified terminal with P2PE. CenPOS supported; see Ingenico for product details, or click link to download PDF brochure. (Not to be confused with the The Ingenico Telium iCT250, a pin pad that can accept payment via EMV chip card, NFC-enabled mobile phone, contactless card, or traditional MagStripe card.)

Read a Ingenico vs Equinox signature capture terminals review here.

All of the above are compatible with CenPOS.

These terminals work with CenPOS, but are end of life or will not meet merchant needs for EMV and NFC (ApplePay): Ingenico ISC 350, Hypercom Equinox L5300, Hypercom Optimum L4250,Verifone Pin Pad 1000se, Magtek USB card reader (21040108), Ingenico i6550 signature capture terminal, Ingenico i6580 signature capture terminal

Mobile Payments

Multiple options available. Call for the latest and most appropriate solution. iPhone users prefer the iMag reader which attaches to the bottom of the phone.

Ingenico iCMP.

IDTech Shuttle, Two-Track Mobile MagStripe Reader- works with various Apple, Android, and Blackberry devices. The Shuttle connects to devices through the headphone jack and has a unique design to fasten securely to mobile devices.

IDTech iMag Pro, Mobile MagStripe Reader- The iMag Pro is an encrypted MagStripe reader for all Apple mobile devices. Accept credit card transactions everywhere you go using your iPhone 3G, iPhone 3GS, iPhone 4, iPad, iPad 2, and iPod touch. BEST RECOMMENDED.

IDTech UniMag II, Two-Track Mobile MagStripe Reader- The UniMag II is a two-track, encrypted MagStripe reader that works with various Apple, Android, and Blackberry devices. The UniMag II connects to devices through the headphone jack.

Mobile End to End encryption, or P2P encryption, is offered with these Magtek devices:

iDynamo and uDynamo

All P2P devices require an encryption injection at an approved facility.

Credit card processing software

CenPOS can be used standalone or integrated. Integrations include Microsoft Dynamics AX, Quickbooks, SAP, Infor, OpenBravo and more.

PC Charge - end of life, end of support now. Due to current technology and security needs, merchants need to switch to a payment gateway like CenPOS.

ICVerify - - end of life now, product support until 2016. Due to current technology and security needs, merchants need to switch to a payment gateway like CenPOS.

Payware mobile is end of life; CenPOS recommended as alternative with no additional fees or per user fees

CenPOS - the most robust solution, and the number one choice of merchants. This is not software, but instead replaces payment gateways, 3rd party billing solutions and more- see hosted solution above.


Kiosk with End to End encryption: call for the latest.

Cash drawer – APG100 cash drawer, Locking adjustable media drawer. CenPOS supports full cashiering both standalone or integrated to POS software.

Desktop terminals

Desktop terminals have been removed from product listings. Cloud payment gateways eliminate the need for desktop terminals in most cases.

Credit Card Readers : These devices attach to a computer via USB. Also called a Wedge. They don't support EMV and should be phased out. For example, the Magtek DYNAMAG P/N 2107306 and Magtek SLIMSEAL HEAD RIGHT P/N 21063020.

Wireless terminals

Wireless terminals have been removed from product listings. Cloud payment gateways with mobile apps eliminate the need for expensive wireless terminals and wireless air fees.