{"id":4802,"date":"2018-03-05T17:32:27","date_gmt":"2018-03-05T22:32:27","guid":{"rendered":"https:\/\/3dmerchant.com\/blog\/?p=4802"},"modified":"2021-12-01T17:31:52","modified_gmt":"2021-12-01T22:31:52","slug":"states-ban-credit-card-surcharging","status":"publish","type":"post","link":"https:\/\/3dmerchant.com\/blog\/merchant-processing-services\/states-ban-credit-card-surcharging","title":{"rendered":"Which states ban credit card surcharging?"},"content":{"rendered":"<p>Ten states, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas, plus Puerto Rico have laws that prohibit merchants from charging <strong>consumers<\/strong> with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge on a purchaser who elects to use that credit card in lieu of payment by cash, check, or similar means. <strong>The language varies by state- B2B transactions may be excluded. <\/strong>Tread carefully, you may want to consult an attorney.\u00a0 <strong>Merchants are not allowed to surcharge debit cards in any state.<\/strong><\/p>\n<p>The EU banned consumer surcharging effective January 2018.<\/p>\n<p>NOTE: Always check the latest post about surcharging for the most accurate information.<\/p>\n<p>Surcharge rules are complex and require special technology to automate compliance management. Contact <em><strong><a href=\"\/blog\/about\">Christine Speedy<\/a>, CenPOS<\/strong> authorized reseller, 954-942-0483 for assistance. CenPOS is a merchant-centric, end-to-end payments engine that drives enterprise-class solutions for businesses, saving them time and money, while improving their customer engagement. CenPOS secure, cloud-based solution optimizes acceptance for all payment types across multiple channels without disrupting the merchant\u2019s banking relationships.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ten states, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas, plus Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services &hellip; <a href=\"https:\/\/3dmerchant.com\/blog\/merchant-processing-services\/states-ban-credit-card-surcharging\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,7,1],"tags":[505],"class_list":["post-4802","post","type-post","status-publish","format-standard","hentry","category-merchant-processing-industry-news","category-managing-payment-processing-costs","category-merchant-processing-services","tag-merchant-surcharging"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Ten states, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas, plus Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Christine Speedy\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/3dmerchant.com\/blog\/merchant-processing-services\/states-ban-credit-card-surcharging\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Card Not Present, CenPOS, credit card processing | B2B Cloud payment processing technology blog about increasing profits, efficiency and security.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Which states ban credit card surcharging? | Card Not Present, CenPOS, credit card processing\" \/>\n\t\t<meta property=\"og:description\" content=\"Ten states, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas, plus Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/3dmerchant.com\/blog\/merchant-processing-services\/states-ban-credit-card-surcharging\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/3dmerchant.com\/blog\/wp-content\/uploads\/2017\/10\/logo-combo-3d-2017.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/3dmerchant.com\/blog\/wp-content\/uploads\/2017\/10\/logo-combo-3d-2017.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-03-05T22:32:27+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-12-01T22:31:52+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Which states ban credit card surcharging? | Card Not Present, CenPOS, credit card processing\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Ten states, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas, plus Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/3dmerchant.com\/blog\/wp-content\/uploads\/2017\/10\/logo-combo-3d-2017.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/3dmerchant.com\\\/blog\\\/merchant-processing-services\\\/states-ban-credit-card-surcharging#article\",\"name\":\"Which states ban credit card surcharging? | Card Not Present, CenPOS, credit card processing\",\"headline\":\"Which states ban credit card 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