{"id":4418,"date":"2017-06-06T11:16:23","date_gmt":"2017-06-06T16:16:23","guid":{"rendered":"http:\/\/3dmerchant.com\/blog\/?p=4418"},"modified":"2021-12-03T03:24:11","modified_gmt":"2021-12-03T08:24:11","slug":"american-express-safekey-b2b","status":"publish","type":"post","link":"https:\/\/3dmerchant.com\/blog\/merchant-processing-security\/american-express-safekey-b2b","title":{"rendered":"American Express SafeKey Video and B2B tips"},"content":{"rendered":"<p>American Express SafeKey\u00ae leverages the global industry standard, 3-D Secure\u00ae*, to detect and reduce online fraud by adding an extra layer of security when Card Members shop online. Merchant and customer experience answers in this article.<\/p>\n<h1 class=\"watch-title-container\"><span id=\"eow-title\" class=\"watch-title\" dir=\"ltr\" title=\"American Express SafeKey | American Express\">American Express SafeKey<\/span><\/h1>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/zcmS1kd6ncA\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p><strong>How does Amex SafeKey impact the customer shopping experience?<\/strong> The cardholder may have some or no difference in the checkout experience, based on many factors, including prior online shopping history. The cardholder may be asked authentication question(s) to confirm it&#8217;s really the cardholder.<\/p>\n<p><strong>How does Amex SafeKey impact merchants? <\/strong><\/p>\n<ul>\n<li>Fraud liability for &#8220;It wasn&#8217;t me, I didn&#8217;t authorize it&#8221; goes away as liability shifts back to the issuer.<\/li>\n<li>For business to business, where cardholder billing and shipping address frequently vary, cardholder authentication plays an important role not available with four digit CID security code validation only.<\/li>\n<li>At this writing, American Express merchants do not receive a specific interchange discount as may be available with other card brands.<\/li>\n<\/ul>\n<p><strong>How can merchants adopt the Amex SafeKey service? <\/strong><\/p>\n<ol>\n<li>Enroll your company on the American Express web site. <a href=\"https:\/\/network.americanexpress.com\/globalnetwork\/safekey\/us\/en\/merchants-acquirers\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/network.americanexpress.com\/globalnetwork\/safekey\/us\/en\/merchants-acquirers<\/a><\/li>\n<li>Receive e-mail from SafeKey Certification Team with your SafeKey ID and next steps.<\/li>\n<li>SafeKey Certification Team gets approval from Acquirer.<\/li>\n<li>Acquirer and SafeKey Certification Team complete required setup.<\/li>\n<li>Activate 3-D Secure on the application. (Ecommerce shopping cart, payment gateway, or ERP.) Both payment gateway and application must support the service.<\/li>\n<\/ol>\n<p><a class=\"glossaryLink \" title=\"Glossary: 3-D Secure\" href=\"https:\/\/3dmerchant.com\/blog\/glossary\/3-d-secure\" target=\"_blank\" rel=\"noopener noreferrer\" data-cmtooltip=\"&lt;br \/&gt;3-D Secure is an XML based protocol designed to be an additional security layer for online credit and debit card transactions.(Card Not Present or CNP ecommerce and online payments). It goes by different names depending on the card brand; Verified by Visa, MasterCard SecureCode, American Express SafeKey, J\/Secure.&lt;br \/&gt;During checkout, a transaction using Verified-by-Visa or MasterCard SecureCode will initiate a redirection to the website of the card issuing bank to authorize the transaction. Each issuer could use any kind of authentication method including instant mobile text password (the protocol does not cover this). Currently available in limited regions.&lt;br \/&gt;\">* 3-D Secure<\/a> is a registered trademark of Visa International Service Association in the United States and other countries.<\/p>\n<p>Have a question about how to add to your business? Contact CenPOS global sales and integrations reseller, <a href=\"https:\/\/3dmerchant.com\/blog\/about\">Christine Speedy<\/a>, 954-942-0483 for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>American Express SafeKey\u00ae leverages the global industry standard, 3-D Secure\u00ae*, to detect and reduce online fraud by adding an extra layer of security when Card Members shop online. Merchant and customer experience answers in this article. American Express SafeKey &nbsp; &hellip; <a href=\"https:\/\/3dmerchant.com\/blog\/merchant-processing-security\/american-express-safekey-b2b\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[125,33,447,170,10,428,9],"tags":[600,175,604],"class_list":["post-4418","post","type-post","status-publish","format-standard","hentry","category-cenpos","category-ecommerce","category-erp","category-fraud-protection","category-merchant-processing-industry-news","category-online-payments","category-merchant-processing-security","tag-3-d-secure","tag-american-express","tag-safekey"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/posts\/4418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/comments?post=4418"}],"version-history":[{"count":1,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/posts\/4418\/revisions"}],"predecessor-version":[{"id":4422,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/posts\/4418\/revisions\/4422"}],"wp:attachment":[{"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/media?parent=4418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/categories?post=4418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3dmerchant.com\/blog\/wp-json\/wp\/v2\/tags?post=4418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}