{"id":3662,"date":"2015-08-07T09:06:21","date_gmt":"2015-08-07T14:06:21","guid":{"rendered":"http:\/\/3dmerchant.com\/blog\/?p=3662"},"modified":"2021-12-03T03:19:11","modified_gmt":"2021-12-03T08:19:11","slug":"distributors-virtual-terminal-emv","status":"publish","type":"post","link":"https:\/\/3dmerchant.com\/blog\/pos-terminals\/distributors-virtual-terminal-emv","title":{"rendered":"Need An EMV Terminal? 8 Questions Distributors Must Ask"},"content":{"rendered":"
\"emv<\/a>

EMV chip smart card.<\/p><\/div>\n

Thinking about updating to an EMV compliant terminal to accept chip cards? Do you accept payments online today or plan to in the future? Choose a cloud based solution that will address all omnichannel sales needs current and future. Once you’ve narrowed your list of prospective vendors, use these questions to quickly identify differences.<\/p>\n

Questions to ask before the demo:<\/h2>\n
    \n
  1. Is the terminal EMV certified today for my processor<\/span>?<\/strong> This is critical because many companies are behind schedule.<\/li>\n
  2. Can I use with any merchant processor?<\/strong> The average company will change processors. Flexibility is key to business continuity.<\/li>\n
  3. Does the gateway support level III processing for retail?<\/strong><\/li>\n
  4. Does the gateway support 3D-Secure?<\/strong><\/li>\n<\/ol>\n

    An no answer to any of the above is a deal breaker. Accepting a yes will inevitably lead to pain sooner or later.<\/p>\n

    Questions to ask to identify virtual terminal differentiators during the demo:<\/h2>\n
      \n
    1. Can you demo a swiped transaction with a commercial card requiring level III data?<\/li>\n
    2. Can you demo how a token is created and use in a transaction? Do you perform a zero dollar or a one dollar authorization when a token is created?<\/li>\n
    3. Can you show how to manage users and their permissions (roles)?<\/li>\n
    4. Can you show how to research transactions?<\/li>\n<\/ol>\n

      Knowledgebase:
      \nEMV<\/strong> stands for Europay, Visa, Mastercard, the three companies that developed the standard for the security chip.
      \n3D-Secure<\/strong>, including Verified by Visa or Vbyv, are optional security standards for online payments.
      \nEMV certified<\/strong> – terminal approved for use and can be activated immediately.
      \nEMV capable or ready<\/strong> – hardware is certified; equipment and or application is not yet certified
      \nVirtual Terminal<\/strong> – web browser based solution to securely accept payments<\/p>\n","protected":false},"excerpt":{"rendered":"

      Thinking about updating to an EMV compliant terminal to accept chip cards? Do you accept payments online today or plan to in the future? Choose a cloud based solution that will address all omnichannel sales needs current and future. Once … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,324],"tags":[531,42],"class_list":["post-3662","post","type-post","status-publish","format-standard","hentry","category-pos-terminals","category-virtual-terminal-pos-terminals","tag-emv-terminal","tag-virtual-terminal"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t