http://3dmerchant.com/blog Merchant card processing or credit card processing tips, for large businesses and non-profits to lower the cost of payment processing. Advanced material for CFO\'s and controllers. Wed, 01 Sep 2010 20:53:34 +0000 http://backend.userland.com/rss092 en We frequently address questions from merchants currently using the Costco Wholesale Merchant Processing. Costco's merchant partner is Evalon, formerly Nova Information Systems. Eariier this year, some Costco member merchant rates were increased, though on the surface it looked like a decrease. It really depends on your business whether you'd be better ... http://3dmerchant.com/blog/credit-card-processing-rates/costco-elavon-nova-and-merchant-rates/ As previously announced, First Data will discontinue support of the Mobitex wireless network and will decommission connections effective Merchants will no longer have wireless merchant service as of 8/30/2010. You do not need to change merchant processors, but you do need to change your wireless network. Depending on your current ... http://3dmerchant.com/blog/pos-terminals/mobitex-wireless-network-first-data/ The wireless credit card terminal discount is back and even better. The Way 1581 Mobile Payments Solution is among the cheapest wireless terminals we know of to accept credit cards wherever you are- even on the golf course. Perfect for any event indoors or outdoors, collect money for auctions, dinner and ... http://3dmerchant.com/blog/pos-terminals/wireless-credit-card-terminal-3/ Visa and MasterCard merchant card acceptance policies state that merchants cannot set a minimum for accepting  credit cards on a transaction. If you accept the card, you must accept for all transactions. This has not stopped businesses, especially restaurants and quick stop stores from posting signs with $10 minimum charge. ... http://3dmerchant.com/blog/merchant-processing-industry-news/government-news/minimum-transaction-limit-changes/ Merchants must scan computer systems at various intervals for Payment Card Industry Data Security Standard (PCI DSS), depending on their merchant type and other criteria. Read our merchant data security sticky web page for further information and links. PCI Security Standards Council maintains a list of certified scanning companies Below is a ... http://3dmerchant.com/blog/merchant-processing-security/pci-compliance-merchant-processing-security/pci-compliance-scanning/ Email received from authorize.net updates MasterCard partial authorization requirement. "In late March, we sent an e-mail regarding MasterCard and Discover's modifications to the rules concerning the processing of debit, pre-paid and gift cards for merchants located in the United States. Recently MasterCard and Discover relaxed the requirements for e-commerce merchants so ... http://3dmerchant.com/blog/merchant-processing-industry-news/authorizenet-merchant-update-on-mastercard-partial-auth/ Can I use a single merchant account if I have more than one ecommerce site? By regulation, you must have a different merchant account for each domain name.  The domain name, not the company name, must appear on consumer credit card statements. This is a field entered on the merchant ... http://3dmerchant.com/blog/merchant-processing-services/merchant-account-qa/multiple-ecommerce-merchant-account/ Is the Durbin amendment good for consumers? For Merchants? Readers outside the industry probably look at the news articles and think it's all good. However, if you dig deeper and hear opposing business views, you may begin to question those conclusions. Like the complex interchange system itself, the complexities of ... http://3dmerchant.com/blog/merchant-processing-services/financial-industry-responds-durbin-amendment-on-interchange-is/ Durbin, Key House Conferees Reach Agreement on Interchange Fees Monday, June 21, 2010 [WASHINGTON, D.C.] – Assistant Senate Majority Leader Dick Durbin (D-IL) today announced that an agreement has been reached with key conferees on the Wall Street reform bill regarding his amendment regulating interchange fees. The agreement makes minor, clarifying changes ... http://3dmerchant.com/blog/merchant-processing-industry-news/government-news/durbin-amendment-on-interchange-fees-update/ 3D Merchant Services is now offering PAYware Mobile to accept credit cards on your iphone. A merchant account is required in addition to the iphone, iPhone credit card encryption sleeve, and secure gateway service. Payware mobile is a bit like existing wireless merchant terminal service. You pay a separate fee ... http://3dmerchant.com/blog/merchant-processing-services/accept-credit-cards-iphone/