Virtual Terminal

We have the most virtual terminal choices to fit every business application for phone, fax, and mail orders. From free to paid, you can even keep your existing credit card processor.

Virtual Terminal benefits vs. desktop terminal:

  • All you need is a computer and high speed internet to accept credit cards.
  • No software to download- ever. With a host based solution you just login via a secure web page.
  • Always up to date with the latest parameters for interchange qualification (the wholesale cost of credit card processing).
  • Compatible with all major payment processors.
  • PCI Compliant. No credit data is ever stored at your facility.
  • No opportunity for unauthorized access to equipment.
  • No phone line cost.
  • Access from anywhere.

VT Features: Which of these do you need?

  • Basic sale, void, refund.
  • Daily batch reports, transaction look up.
  • Least cost routing will identify the lowest cost method to process a transaction and pass all data needed to qualify for it. This is NOT just providing the standard level II data that 99% of other virtual terminals deliver. If you're not sure, ask. If you have corporate customers, this is HIGHLY RECOMMENDED.
  • Recurring billing or installment payments. The customer pays the same amount on a fixed schedule.
  • Repeat billing- your customer asks you to keep their card on file for billing purposes, but there is no set schedule or amount. Save TONS of time. After entering data one time for a client, simply enter the token ID and amount you want to charge for subsequent transactions.
  • Limited user control. Create administrators and users with broad feature access.
  • Maximum user control. Micro manage who can see reports, who can give refunds, set thresholds for instant email alerts by dollar amount of sale or of refund, set criteria to approve a transaction by threshold amount etc.
  • Extensive real-time reports including activity by user, time of day (staff planning), facility or region, card type, general ledger item and many more. Dynamically create graphic and downloadable spreadsheet reports.
  • Fees deducted from transactions or once per month?
  • Do you need more than just name and card information such as assign payments to categories or general ledger codes, account numbers, or invoice numbers?
  • Batch upload transaction data to process.
  • Multiple bank accounts- different accounts for deposits, credits, etc.
  • Multiple payment types to include credit cards, ACH, and checks.
  • Integration with other systems- API connectivity.
  • Multiple payment channels- a back-end that supports more than just the virtual terminal including but not limited to web payments, ecommerce and retail store.
  • Always up to date with the latest parameters for interchange qualification (the wholesale cost of credit card processing).
  • Least cost routing will identify the lowest cost method to process a transaction and pass all data needed to qualify for it. This is NOT just providing the standard level II data that 99% of other service providers deliver.
  • Compatible with all major payment processors.

Video- This video shows an in-depth view of reporting.

 

Visit our channel on YubeTube for more in-depth videos at YouTube.com/3Dmerchant or view a general overview of capabilities, including for brick and mortar.

PCI Compliant solution. Many companies are worried that accepting credit cards by key entering into a secure web page is risky. Unfortunately, many companies engage in much higher risk business practices including storing card data in file drawers.

Implementation

  • If you have an existing merchant account, you can start processing same day to 5 days.
  • One master admin is created. You can create as many users you need, and control their privilege levels.

Industry applications:

  • non-profit donations
  • political donations
  • bill payments
  • medical billing
  • Professional services including law firms, accountants, staffing, lock box
  • Service companies
  • Manufacturers
  • Any business to business company

FAQ

How much does it cost? It depends on the features needed. If we're handling your credit card processing, there may be a free virtual terminal included. There are three main price points that encompass all the virtual terminals we have available. (This is not an offer!)

  • Free- included when we open a new merchant account for you.
  • Monthly fee plus a per item fee. Maximum $25 per month and $.15 per item. Offered in conjunction with your new merchant account.
  • Minimum $100 per month. Our advanced technology platform does not require a new merchant account. Fees may include monthly base, per item fee and or a percentage transaction fee.

 

See also recurring billing and blog articles on tokenization . Learn more in the virtual terminal blog.