Credit Card Processing
Are you tired of the same old rhetoric? "We promise to reduce your credit card processing fees with our new lower wholesale rates, I just need your merchant statements." Blah, blah, blah.
The reality is at some point your fees cannot be reduced any further but you're still paying more than you like. The secrets to lowering fees are the correct price plan, interchange management, managing costs, and product steering.
Regardless of how great a deal merchants say they have, about 85% of the accounts reviewed have room for improvement. The main reason is that probably 90% of US salespeople all offer virtually the same thing, so the merchant is not exposed to anything different. The interchange system is so complex that with high industry sales turnover, processors don't invest in teaching them the intricacies of interchange. The result: only the lucky merchants ever find an agent that will truly provide wholesale pricing. .
Over 95% of your what you pay is interchange, therefore, managing interchange is critical to controlling costs. What is your current provider doing to help you manage the cost of electronic payment acceptance and improve interchange qualification? The answer is not "we support level II data". Just a few years ago our own success was based in large part on our ongoing monthly merchant statement analysis and tweaking merchant processes. It was very labor intensive. Today, merchants can add our proprietary technology which automates interchange optimization. It removes cashiers from making decisions that affect your fees; it eliminates software and hardware limitations from impacting your fees. NOBODY ELSE IS DOING THIS.
There are many ways other than the merchant discount that you can reduce costs. With the right tools you can reduce staff time to complete tasks, improve customer service, reduce fraud, and reduce charge backs. Improving efficiencies is one of the top reasons merchants cite for continuing to do business with us. Reports and research capabilities.
With our optional payment processing technology you can steer customers to lower cost payment methods.
We offer all the Credit Card Processing Services services you would expect from the USA's biggest processors, including VISA, MasterCard, American Express, Discover, Gift and loyalty cards.
We connect for whatever method you need: POS, ecommerce, web payments, mobile payments etc.
All merchant accounts are established direct with the processor we recommend, not through a bank. All credit card processing companies are not alike, nor are the organizations like ours that consult with you. Three things we do to stand out:
- We provide our customers tools to MANAGE the cost of accepting Visa & MasterCard.
- We provide ongoing consulting- it's not a one time sale, it's a long term relationship in which we continually invest our time to educate, inform, and manage all aspects related to credit card processing.
- We are independent- we have access to multiple credit card processing solutions and we pair you with the right solution for your business type and situational needs.