Mobile Payment Processing
CenPOS Mobile Crushes the Competition:
CenPOS Mobile facilitates payments anywhere, any time, and includes integrated reporting for payments from all sources: brick and mortar, web, mobile, MOTO, kiosk*.
above: iphone screenshot
WORKS WITH APPLE AND DROID : Card swipe and key enter options immediately available for iPhone, iTouch, and iPad and Droid. Hardware attachments can be sourced for you or choose your own vendor.
REDUCE FRAUD: Signature capture and management controlled risk mitigation features.
ACCEPT MULTIPLE PAYMENT TYPES: Debit, credit, EBT, gift cards and checks
REMOTE USER MANAGEMENT: Add and remove user privileges in real time. Just hired someone? instantly activate their account and limit their transaction capabilities . Just fired someone? instantly deactivate their account.
PLATFORM: Uses the PCI Compliant CenPOS platform, compatible with all major processors.
ACCOUNT ACTIVATION: Existing CenPOS just download the app from the app stores. Fees are the same as your current agreement; no extras. New clients contact us pricing.
MOBILE PAYMENTS FAQ:
How will customers get receipts? Via email. You can also print to any wireless printer on your network or a wireless receipt printer.
Are there plans to offer the solution on other devices? Yes, because our Mobile solution uses an existing platform rather than relying on phone technology, we can roll out to other smart phone devices.
Is there a monthly fee? CenPOS mobile is currently included with your CenPOS account. If you need a CenPOS account, contact us.
I already have a merchant account. Will it work with it? Yes, it's compatible with most major processors. If you have an account already, no additional account set up is needed.
How am I billed for CenPOS Mobile? It's included in your regular CenPOS billing that is paid once per month via ACH.
Do I need to pay for a gateway or wireless service such as Apriva? No.
How is data secured? Data is encrypted via the CenPOS platform, a fully PCI Compliant payment processing platform. Additionally, access to the platform from the device is restricted by requiring the user to enter user name, super strong password, and merchant ID.
How can I get copies of receipts? All transaction receipts, including those with signatures, are available via the CenPOS virtual terminal reprint function so you can use to defend against potential chargebacks.
Is card data stored? No.
Is there a way to view card data later if I made a mistake? No. All card data is encrypted. However, you would correct errors just like you would with any merchant account.
What mobile card readers are compatible? Compatible Mobile Device Readers are UniMag Mobile Card Reader, UniMag Pro Mobile Card Reader, iMag Pro Mobile Card Reader, and iMag Mobile Card Reader. The Linea Pro is the most advanced option today, available for Iphone only. Merchants can purchase hardware from any source or we can acquire for you. The online prices for mobile card readers are very reasonable.
How does this differ from Payware Mobile and other Mobile Apps? A key difference is that our mobile app is just ONE of MANY ways to process transactions via the same platform. So you get all the benefits of CenPOS, plus the ability to accept payments on the go.
Here's 3 ways we leave other mobile payments solutions in the dust:
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Interchange optimization. We can’t change interchange rates, the bulk of your non-negotiable credit card processing fees, but we can improve your qualifying for lower rates with automated interchange optimization. Different cards and sales methods have different requirements to qualify for the lowest rates. CenPOS eliminates costly downgrades due to human error, software and hardware limitations.
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Risk Management. Critical remote admin enables micro-managing user access to the platform plus real time key risk management reports in the dashboard.
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Improve back office efficiency by accepting payments from any source within one platform- phone, web, mobile, lockbox, kiosk*, and in-person; one source for
reporting and transaction research. All transactions can be viewed in real time across an entire organization, regardless of where or how the payment originated.
* Q4 2011
What is CenPOS? Although there are many features and benefits, at the heart of the technology is the intelligent switch. It routes payment processing via the least cost method by identifying what it is and knowing the least cost way to process it. This all happens faster than a traditional desktop credit card terminal. Merchants have hit a wall in reducing credit card processing costs via negotiating reduced merchant discounts. Real savings today are achieved through interchange management which CenPOS does intelligently and automatically. CenPOS resides virtually between the merchant and the Acquirer- die the merchant payment processor (merchant account), Amex, check processor, loyalty card etc.
How does CenPOS work? CenPOS uses host based software and no data is ever stored on your computers. For the merchant, a signature capture terminal hooked up to any computer with an internet connection is needed to take advantage of ALL features. Other options, including a magnetic strip card reader or a virtual terminal can be used with somewhat reduced features.
- In a traditional retail transaction, the cashier enters the sale, the customer swipes their card and the cashier may then ask questions including " May I see your card?", " Will that be debit or credit?", or "What's your zip code?".
- In a typical retail CenPOS transaction, the cashier enters the sale, the customer swipes their card and transaction data passes to CenPOS which triggers a response in less than 2 seconds. The response could be transaction approved and prompt for signature, prompt for PIN #, or other criteria. CenPOS determines what information is needed to process at the least cost and automatically prompts the cashier or the customer for what it needs, removing the cashier from making decisions or errors with costly implications. (Errors on credit transactions cost merchants up to 70 basis points.) CenPOS is an intelligent engine using numerous factors to determine the next step after the sale is entered.
- Recurring billing and the ability to re-bill a customer varying amounts are achieved by tokenization so merchants never store card data at their facility.
Additional information is available by scheduling a demo.
Is it easy to use? Yes, for the merchant, the customer and accounting. It's DIFFERENT but it's like going from the days of 14k modem to high speed internet. You'll never want to go back.
What else does CenPOS do? Please call for more information. The solution offers amazing benefits, including meeting 2010 PCI Compliance requirements.
How much does CenPOS cost? A small fraction of your transaction costs. You do not need to buy terminals from us. If you have a retail operation, you can buy terminals from our wholesale supplier, your own resource, or continue to use your own, provided they are compatible and PCI Compliant. If you have card not present sales, there is no hardware to buy and no software to install.
Who is CenPOS for? CenPOS was designed for mid-large businesses including retail, non-profit, education, insurance, and auto industry applications.
More info is in the CenPOS blog.
How can I find out more about CenPOS? Call Christine at 954-942-0483. I work directly under the company President at CenPOS.
ABOUT CenPOS: CenPOS is an innovative hosted universal payment processing platform Initially created for the automotive industry, CenPOS is now available to other qualified businesses for both retail and ecommerce.
ABOUT 3D Merchant Services: www.3dmerchant.com 3D merchant blog 954-942-0483, Christine Speedy
3D Merchant Services is the online brand created by FPS and CenPOS independent agent and VP Marketing Christine Speedy to communicate a wide array of payment processing information to merchants and to develop business leads. 3D Merchant does not offer contracts to merchants. All merchant contracts are direct with the appropriate business.