This how to video demonstrates how to install a sim card in the Verifone Nurit 8020 wireless credit card terminal Model 8020US50K04. You can enlarge to full screen view.

Open the battery pack. Unlock the SIM cardholder. Turn machine over so the latch opens.  Match the gold on SIM to face the gold on the inside electronics. Relock, replace cover.

Please LIKE on Youtube, Facebook or add a PLUS 1 if you like this video. Thank you!

See also Nurit 8020 M20 wireless terminal review.

As previously announced, First Data will discontinue support of the Mobitex wireless network and will decommission connections effective Merchants will no longer have wireless merchant service as of 8/30/2010. You do not need to change merchant processors, but you do need to change your wireless network. Depending on your current hardware and software set up, you may need to update software, update software settings, or change your wireless equipment.Â

URGENT SITUATION?

If you’re processing via the Mobitex wireless network ONLY, then your situation is urgent. Call for an immediate FREE consultation. Be prepared to share existing merchant account, hardware, software and any other relevant POS information. We’ll need make, model, and version information as appropriate. You can also fill out our FREE Merchant Account Analysis contact form.
There may be new technologies for credit card processing since you last looked. We’ll ask questions to understand your payment processing needs and how different methods could affect your costs before we recommend a wireless solution or anything else.

What are Mobitex alternatives for CDMS or GPRS that you can use on First Data?
If you still need a wireless network vs another type of technology, Apriva ® is probably the most popular. With Apriva you simply choose the best network for you. You may even already have Apriva, but are using the Mobitex Network and now just need to choose a different network. Link for  current Apriva GPRS, CDMA and Mobiitex network coverage maps.

Wireless connections are basically going to compare to your cell phone reliability. So if you don’t have good connectivity now with your cell phone, choose a different network. Check with your friends.

Another option is offered by Way Systems. Their terminals can be boarded configured for your merchant account) for the Way or via Apriva. We have cheap wireless credit card terminals specials ongoing for certain Way products right now.

What are the costs to use a wireless credit card terminal? Can I keep my same merchant account? The first in a series to answer your questions about acquiring and using wireless terminals.

GETTING STARTED
Will my unit arrive ready to use? That depends on where you buy it. If you buy from the same company as your processor, yes. If you buy from someone else, maybe.

What’s needed to tie the unit to my merchant account?
1. The processor needs at a minimum the serial number, SIM card number and the mfr brand and model.
2. The processor creates a Terminal ID (TID) for the wireless account.
3. The processor contacts one of the two primary wireless networks – Apriva or Way Systems (for Way terminals only), whichever they prefer.
4. Apriva or Way creates wireless account for merchant per the processor account information. Depending not only on the processor, but where it processes through (for example First Data Omaha, First Data North) the two entities will exchange information to establish the proper programming. Due to the many variables, it’s not as simple as filling out a form. Additionally, merchants will not have adequate information about back end account details to establish the account without the help of their processor.

Will my processor charge a set up fee to create the wireless account? That’s an individual account decision. In most cases that we deal with, the answer is no.

Can 3D Merchant send me a terminal that’s ready to run? Yes, if you are an existing customer or if you obtain a new merchant account. Otherwise it’s a $95 fee. Your merchant processor will still need to set up the wireless merchant account before we can get the programming started. When they’re done, someone can either call us or send us a SOFTWARE DOWNLOAD datasheet via email or fax. We’ll get your terminal set up and test it before sending out.

PURCHASE AND OPERATING COST
Why do you charge a set up fee when my processor will do it for free? 3D Merchant sells equipment at discount prices. One benefit of buying wholesale is price. The downside is there is no margin to provide extra service. The processor is making a profit on your merchant services every month. For them it’s value added to keep you as a customer. As our customer it could be years before you need another unit.

What do I get for the $95 set up fee? We’ll charge your unit, download software, test and set it up so it’s ready to run transactions when it arrives. A signature is required for delivery for security reasons.

What are the fees for using a wireless terminal? All terminals have two elements for pricing at a minimum. One is a monthly fee, the other is a per item fee. There is a base fee set by the networks. Processors pay the networks for use of their system. They can pass through the cost or mark it up. There is normally a one time activation fee as well, usually around the same price as the monthly fee.
For example, a typical cost could be $25 set up, $25/mth wireless fee, $.20 per item fee. These fees are in addition to standard processing fees.

HARDWARE

PCI PED DSS certified wireless terminal features pin debit with cash back and entry fields for invoices. Full color screen and thermal printer with carrying case included.

This units works on GSM network. In simpler terms, anywhere AT&T works well this will also since AT&T works on GSM network. Also has encrypt and upload later feature in case you have a bad connection where you are.

FAQ:

Do I need to get a merchant account with you? No. However, if you have been in business at least two years and have a good credit history, why not have a discussion with us about your processing too? It couldn’t hurt and maybe we can reduce costs, provide better reporting ( you don’t know what you’re missing until you find out what’s available), improve compliance or help you in other ways.

Can I get paper too? You can buy paper from us or any retail outlet that sells it.

How do I activate my unit?
Contact your processor to find out which network they prefer, Way or Apriva. They’ll need the serial number and SIM card number to set up the unit on your merchant account.

Are there fees to use a wireless unit? Yes. They are usually $25 per month, sometimes $20 or $30. These fees are normally deducted via ACH on your merchant services account.

The NURIT 8020 is the best wireless terminal with pin debit available today. It’s a PCI PED approved secure handheld solution and probably the best selling wireless payment device in the world.

There are four reasons this unit should be at the top of your wireless terminal list.

First, the PED or Pin Entry Device meets 2010 pin debit standards. Not all units being sold on the internet meet this standard so merchants need to be careful in choosing. The PED is integrated into the handheld unit and is standard, not an option. All you need is the right merchant account to take advantage of pin debit rates transactions. Even though pin debit rates are increasing, merchants will still benefit from reduced risk by eliminating chargebacks.

Second, it has electronic signature capture. With the large memory capability, this can again help you reduce risk if you have back office operations to integrate to (for signature, not card data storage).

Third, it’s EMV approved. In a global world, this provides additional capability to accept a wider variety of cards including chip-based payment cards.

Fourth, the Nurit units have a long history of reliability both for the unit and connectivity.  Connect via Wifi, GSM, phone and TCP/IP.

If you have one event a year, this is could be over-kill, but it also depends on what you have at risk for that one day.

The number of wireless credit card machines coming on the market is exploding, but for ‘road warriors’ this is a great dependable unit with all the features a merchant could want- there is no better at the time of this writing.

PCI PED DSS certified wireless terminal features pin debit with cash back and entry fields for invoices. Super low sale price of $259. Full color screen and thermal printer with carrying case included.

The New MTT 1581 empowers merchants everywhere with the limitless possibilities of a truly mobile POS terminal. This revolutionary offering from WAY Systems has the functionality mobile merchants demand for successful, secure transactions anywhere. The terminal’s stylish, sleek form factor fits easily in the palm of your hand, combining the convenience of a mobile phone with the power to accept payment anywhere, at anytime.

CALL 954-942-0483 TO ORDER. QUANTITY DISCOUNTS AVAILABLE!

• Works virtually anywhere
• Best mobile coverage available (GPRS)
• Supports all major processors
• Customer support included (24/7 Helpdesk)
• Easy-to-use retail mobile credit and debit application
  • Optionally supports tip (retail), toll, invoice number, cash receipt, AVS, CVV2, Amex CID (as supported by your processor)
• Shipped ready “Out-of-the-Box” with setup and activation completed

Now with Essential Organizer Features including:

• Calendar with appointment capability
• Alarm Clock
• Calculator
• Note features
• Stopwatch
• Address Book

MTT 1581 Technical Specifications

Dimensions

• Height: 4” (102 mm)
• Width: 2.5” (64 mm)
• Depth: 1.44” (37 mm)

Weight

• Total Weight: 5.5 oz. (156g)
• Printer: 8.8 oz. (250g)

Wireless Communications

• Dual band GSM TM 850/1900 MHz
• International frequency 900/1800 MHz

POS Transaction Storage

• Store and forward transactions

POS Processor

• High performance 16 bit microprocessor optimized for low power consumption

Security

• MULTOS 4.06+ Link Security Module
• PKI (for key exchange between
• MTT and Server)

Printer

• Mobile thermal printer, infrared communications

Magnetic Stripe Card Reader

• Tracks 1, 2 and 3

Keypad

• Uses telephone style keys for data entry
• Uses internal PCI PED compliant PINpad for PIN entry DUKPT, 3DES

Smart Card Reader

• EMV Level 1 (in process for 2008)

Battery

• Up to 50 hours stand-by time
• Up to 300 transactions per charge

S40 Printer Technical Specifications

Dimensions

• Height: 1.3” (34 mm)
• Width: 3” (75 mm)
• Depth: 4” (103 mm)

Weight

• 8.8 oz. (250g) for true mobility

High Speed

• 2 in/sec (50 mm/sec)
• Approximately 17 lines/sec at 8pt font size

High Resolution

• 203 dpi (8 dots/mm)

Easy paper loading by clamshell design

Supports text and graphic printing

Multi-Language Character/Font Support

Serical (RS-232C)

• IrDA Ver 1.0 (SIR) Interface

Battery

• 1 hour continuous printing

Rechargeable 7.2V DC 880mAH (Ni-MH)

Wireless Terminal Coverage Map

MTT1581 is lowest cost wireless terminal on the market I know of.

What options are there to accept credit card payments at special events such as silent auctions and what are the cost differences? With debit card usage now in the 50% range, merchants should seriously consider a wireless payment option that enables entry of pin codes to qualify for pin debit transaction rates.  The chart below expands on the article How can I accept credit cards at special events?

Recommendations are not based entirely on the cost of payment processing. If you have a fundraising event, how much more money would you receive, if instead of collecting pledges on paper that you then invoiced later, you had staff that goes from table to table with a wireless terminal right after a tremendous speech and request for donations? Or what if you have a live auction? Never miss a payment again when someone ‘forgets’ after a long evening when you can get payment at the table.

Based purely on transaction costs, you’ll need to process over $100,000 annually for it to make economic sense to go with wireless.  What impact will pin debit have on your overall costs? It depends on your average sale and overall number of transactions. The cost to purchase and operate wireless equipment may outweigh any cost savings from having pin debit. However, there are also other advantages, including, no chargebacks on pin debit transactions. This may justify the cost.

* Verify you can collect invoice/PO # and sales tax AND that this data is passed through to the processor. Many systems collect the data, but do not pass it through to the processor. In that case, you may need a separate gateway that will pass the data if you want to qualify for the best interchange rates on corporate credit cards.

** Based on prices for new equipment January 2010.

See our pin-debit cost comparison chart for an example.

If you have one annual event, with volume under $100,000 the Virtual terminal may be the best solution. Merchants, including non-profits, can request a seasonal account so the merchant account is only open a short time, and avoid monthly fees. A card reader is also a good option. I recommend this instead of a wireless terminal because:

a) cost

b) virtually no training

c) no risk of lost units with volunteer staff

d) always PCI Compliant- no need to worry about equipment getting outdated or software updates

If your event is a fundraiser, and there is the opportunity to make use of the credit card terminal tableside or anywhere the donors are, I recommend a wireless terminal. Whether there is value in pin-debit, you’ll have to determine based on an analysis of needs, risk, and ROI.

Another factor to consider: mobile payments. Mobile payments, where a person makes a payment with the mobile phone and you get your money instantly is expected to take off in 2010.  If you want to accept mobile payments, please call for additional advice. With the right wireless terminal, and other items, you’ll be able to instantly accept wireless payments as it grows. Call for details.

Incredibly cheap wireless credit card terminal under $200 with no new merchant services account required. The Way 1510 kit special limited time offer includes cell phone size terminal, printer, and is delivered ready to accept transactions. If you have reliable AT&T mobile service where you are, then this unit should be a great deal for you. Perfect for non-profits and other events. SPECIAL OFFER THROUGH 12/31/2009. Unknown if there will be any after that date.

The Way 1510 Mobile Payments Solution is the cheapest wireless terminal we know of to accept credit cards wherever you are- even on the golf course. Perfect for any event indoors or outdoors, collect money for auctions, dinner and tournament fees. Kit includes a wireless terminal and printer and works on any GSM network.

WAY Systems’ Mobile Transaction Terminal integrates the security and functionality of a traditional POS terminal with the convenience of a mobile phone to create a terminal that accepts payment any where at any time. Accept any debit or credit card. All transactions processed as credit.

The S40 Mobile Printer features a clamshell design which allows paper to be simply dropped into place, helping eliminate paper jams. Also there are no cords to plug into the terminal since data is transferred using wireless infrared technology.

The ‘ready out of box’ kit includes: terminal, printer, 1 starter roll of paper, SIM card programmed, and charger.

NOTES: The manufacturer has launched a new model and wants to move out the old units. It is just as reliable as the next model up. If you need to process $100,000 or more annually on a wireless unit, and your average order is over $15,  then I recommend buying a unit that has integrated pin debit so you can take advantage of lower cost pin debit fees.

LINKS:
Buy this Wireless Terminal – online now.
Sold at CEOgolfshop.com, which also offers custom logo shirts for events and other needs.