The Ingenico 5100 dual comm countertop terminal and cost effective solution for low to mid- volume transaction levels. It has a built in pin pad for debit card pin code entry and the unit is small enough to hand over to customers to enter their pin number. It’s smart card capable, plus fully EMV and PCI PED approved.

The i5100 is an IP -enabled countertop transaction terminal capable of operating in either dial up or IP communication modes. Operating in IP mode, the transaction speeds are decreased to as few as 4 seconds, thus offering the merchant improved checkout speed and service. Capable of handling credit, debit, and other magnetic card transactions such as loyalty, prepaid and more, the i5100 is a versatile, robust and cost efficient way for merchants everywhere to accept electronic payments.

Dimensions(*)
Width: 21.00 cm 8.27 in Height: 7.50 cm 2.95 in
Lenght: 9.50 cm 3.74 in Weight: 600.00 g 1.32 lb
Built in features:
Print:
* 15.00 lines/second print speed

Display:
* 128*64 Pixels
* Monochrome
* Backlit

Keypad:
* 18 Keys
* Backlit
* Smart card reader EMV 4.0 certified Level 1 and 2
* Magnetic card reader

Certain features are optional, please consult the datasheet to get more information
Wide area network communication:
* ISDN modem
* Dial up modem
* A Plug>It slot enables merchants to expand the terminal communication capabilities to include Wi-Fi and external GPRS.

Peripherals:
* RS 232

PROS

Small size, low cost, proven reliability, dual comm makes for easy back up if one communication system goes down.  No separate pin pad. Works with most processors so you can switch without having to buy new equipment.

CONS

If the pin pad fails, the entire unit needs to be sent out for repair and key injection again.

Can I use the 5100 for multi-merchant ?
No, the 5100 is not a multimerchant terminal.

MSRP $299

3D Merchant i5100 terminal price

The First Data FD300 Ti terminal is the ideal solution for operations that want a a desktop terminal  to keep track of sales for separate businesses (as many as 99) that are housed at the same location. Its multi-merchant capability allows each owner to conveniently designate which business the sale is applied to at the time of the purchase. Each merchant receives an individualized statement listing only his own transactions in an easy-to-read format.

FD300ti multi-merchant terminal data sheet (pdf download)

The pin-pad for pin debit is an optional add on. FD30 contactless pinpad provides convenience in busy high volume settings.  The FD10 is about half the price.  Since pin debit is nearly the same cost as signature debit at this writing, smaller service oriented merchants will want to weigh the cost benefit, since chargebacks tend to be infrequent in those industries. Additionally, the actual use of the pin pad tends to be low in multi-merchant settings, negating the potential benefits. Finally, with 2011 pending federal legislation, signature debit may eventually be the same cost as pin debit.

MSRP $599. Click here for our Credit Card equipment and FD300 terminal price list.

So many small business owners are upset about their credit card processing costs, I’ve put together this special deal for beauty salon and spa merchant accounts. If you follow my blog, you already know that I normally specialize in $1M plus size accounts. This deal is win-win because I’m extending preferred larger account pricing to small businesses, where there is potential for more than one merchant account on site.

SALON and SPA MERCHANT ACCOUNT SOLUTION

Do you rent chairs? Pay workers on actual work performed?

3D Merchant Account Salon special:

- One credit card terminal can host up many unique merchant accounts. This is called a multi-merchant account terminal. Management can add and delete accounts as contractors come and go.

- Each contractor has their own merchant account, with their own agreement.

- Every account approved within 1 business day.

Benefits for Salon Owners:

- Eliminate bookkeeping nightmares.

- Provide valuable incentive for quality independent contractors to work at your salon.

- Minimize risks to salon.

- 24 hour support line.

-    Happy workers bring in more business and stay longer, reducing turnover which saves you time and improves profits.

Benefits to Salon workers:

- Can add tips to their sales, potentially increasing their pay, making them happier.

- Funds deposited in bank accounts in 1-2 business days.

- No big equipment investment. Ready to start almost immediately.

- Our Multi-merchant deal is better than obtaining their own small business merchant account deal.

- Optional Quickbooks software plugin.

- Set the equipment to batch out daily automatically; reduces costs from accidentally forgetting to close out.

Costs:

- Hardware

o FD300 PCI Compliant multi-merchant terminal. Lease for $ 24.95/mth, 3 years.[1] Includes overnight replacement guarantee. (other equipment and purchase options available)

o Built in pin-based debit capable, reducing costs of processing; Typically $.35-.90 per transaction instead of percent of sale.[2]

o Recover equipment costs with a small monthly rental fee added to contractors.

- Merchant account fees start at 1.35% for debit and 1.89% for credit, plus $.20 per transaction.

OPERATIONS:

Management will have own unique login. When someone leaves, they can delete the user.

- Each user has own password. This eliminates error of entering transactions to the wrong account.

- Adding another merchant is a phone call from the terminal for a ‘partial download’, which can be done in minutes.

For an apples-to-apples price comparison with your current processor, please fax a recent statement with cover including contact information to 954-942-9804. If your account is up and running this month, all application and cancellation fees will be waived forever, plus I’ll ship your terminal free, pre-programmed and ready to go. Just plug it in and start processing.

Call Christine 954-942-0483

http://www.3Dmerchant.com

The NURIT 8020 is the best wireless terminal with pin debit available today. It’s a PCI PED approved secure handheld solution and probably the best selling wireless payment device in the world.

There are four reasons this unit should be at the top of your wireless terminal list.

First, the PED or Pin Entry Device meets 2010 pin debit standards. Not all units being sold on the internet meet this standard so merchants need to be careful in choosing. The PED is integrated into the handheld unit and is standard, not an option. All you need is the right merchant account to take advantage of pin debit rates transactions. Even though pin debit rates are increasing, merchants will still benefit from reduced risk by eliminating chargebacks.

Second, it has electronic signature capture. With the large memory capability, this can again help you reduce risk if you have back office operations to integrate to (for signature, not card data storage).

Third, it’s EMV approved. In a global world, this provides additional capability to accept a wider variety of cards including chip-based payment cards.

Fourth, the Nurit units have a long history of reliability both for the unit and connectivity.  Connect via Wifi, GSM, phone and TCP/IP.

If you have one event a year, this is could be over-kill, but it also depends on what you have at risk for that one day.

The number of wireless credit card machines coming on the market is exploding, but for ‘road warriors’ this is a great dependable unit with all the features a merchant could want- there is no better at the time of this writing.

Ingenico Announces The First Open Architecture Implementation For Securing Cardholder Data From Terminal To Host: The Ingenico On-Guardâ„¢ Solution

Ingenico confirms its leadership in payment solutions by introducing a new security feature that encrypts cardholder data utilizing long-standing and proven industry security algorithms and methodologies without any change to the merchant’s transaction processor’s system.

Atlanta, GA, 7 January 2009. Ingenico announced that they are implementing a new open architecture security enhancement, the Ingenico On-Guardâ„¢ solution that will encrypt cardholder data from the transaction terminal to the merchant host, thus adding a significant security layer to card transactions that used to communicate in the clear.

The new solution will be available on the Ingenico terminals sold in North America. “With the increased amount of fraudulent activity in the electronic transaction industry, merchants require secure solutions they can trust to protect the data while in their retail systems. As the leading provider of payment solutions, Ingenico has taken the lead in producing a solution that will cause the least amount of disruption to the merchants business as well as one that is based on industry recognized and supported standards” said Lisa Shipley, SVP, Sales & Marketing, Ingenico North America.

“Unlike our competitors, Ingenico’s open standard allows merchants and acquirers alike the freedom to adopt this enhanced security feature without purchasing a proprietary decryption package, or risk adopting a new encryption technology that has not proven itself in the marketplace. The security algorithms used in the Ingenico’s On-Guard™ Solution have been backed by the financial industry for years and have proven to be more than effective in protecting sensitive and private information” continued Shipley. The Ingenico On-Guard™ encryption solution which incorporates MagneSafe™, a state-of-the-art security technology from MagTek, is available for both large and small merchants.

The software is remotely downloaded into the transaction terminal without the need to swap the PIN pad for key injection. This results in a less intrusive fix as well as one that can be performed faster and at lower cost than competitive solutions.

The Ingenico On-Guard™ Solution secures the primary account number and personal information on the magnetic stripe card by encrypting selected information from point of entry (card swipe) to the merchants host and or the Processor directly. Once received at the merchant’s host, a decryption service is provided by Ingenico so the merchant can utilize the data for their approval and settlement purposes with their transaction Processor.

Ingenico will demonstrate the Ingenico On-Guardâ„¢ solution at the National Retail Federation Show in New York City, January 11 and 12th, 2009.

About MagTek:

Founded in 1972, MagTek is the leading provider of technology that makes electronic transactions easier, faster, and safer. MagTek has developed many secure product lines that meet the transaction demands of retail, financial and OEM markets. MagTek’s wholly owned subsidiary, Magensa, LLC provides cardholder data protection and credential authentication services. As one of the pioneers in the development of industry standards for cards, checks, and PINs, MagTek’s products are used by millions of people every day at financial institutions, supermarkets, gas stations, restaurants, casinos, hotels, on airplane seatbacks, ATMs, self-service kiosks and POS terminals. Swipe, scan, dip, PIN, or slide, you’re likely to find MagTek security inside. MagTek has sales offices throughout the United States, Europe, and Asia, with independent distributors in over 40 countries.

About Ingenico

Ingenico is the world’s leading provider of payment solutions, with over 15 million terminals deployed across the globe. Delivering the very latest secure electronic payment technologies, transaction management and the widest range of value added services, Ingenico is shaping the future direction of the payment solutions market.

Leveraging on its global presence and local expertise, Ingenico is reinforcing its leadership by taking banks and businesses beyond payment through offering comprehensive solutions, a true source of differentiation and new revenues streams.

More information: www.ingenico-us.com.

The Hypercom T7Plus is designed for merchants requiring a compact countertop POS terminal which accepts all magnetic stripe cards and delivers fast, online transaction authorizations. Sale price $151.

CUSTOMER FEEDBACK: This is one of the most reliable POS terminals on the market in 2008.

The T7Plus delivers more – with peripheral acceptance of contactless RF cards and fobs. The compact terminal is also EMV4.0 certified. With its 35 or 19-key configuration, it initiates daily functions and transactions with one simple step.

The T7Plus utilizes the SureLoad printer which allows simple paper roll replacement – paper rolls can be dropped in place without time-consuming feeding through slots and rollers. The printer also supports longer paper rolls for fewer paper changes and its see-through paper holder alerts cashiers to low paper conditions.

The T7Plus is customizable. It’s the first of its kind to offer bi-lingual screen displays. Big 5 Chinese and English can be shown simultaneously, meeting the needs of Chinese-speaking merchants and cashiers.
Certifications

* PED Certified
* EMV approved
* All major certifications – please see our website for the complete listing

Applications

* General Retail
* Multi-merchant
* Restaurants
* Pharmacies
* Grocery stores
* C-stores

Product Data
High Performance. Low Cost.

* Compact design Available in 35 and 19-key configurations
* “One-touch” feature  Allows common functions at the push of a button
* Multi-merchant feature Up to 20 unique merchant IDs in one terminal
* Value-added application support  Check, loyalty, EBT and prepaid applications
* Large paper roll  2″ and 3″, 80mm paper roll for more transactions
* Trusted & stable Low failure rates
* Modem Up to 56K
* Contactless payment  External readers support for cards and fobs
* Security  Boot lock feature protects against unauthorized reloading
* Visa PED  Optional, integrated PINpad model available

Convenience at the Point of Service
Simple, Easy to Use Features

* One-touch capability initiates all daily functions with one straightforward step, which makes for easy operation and reduced training times
* SureLoad thermal printer design alerts cashiers to low paper conditions and allows paper to be simply dropped into place, which eliminates paper jams
* Full-featured, secure terminal management system including local or web-based options
* Industry-leading software includes the functionality necessary to introduce value-added opportunities to the merchant in an integrated application.

Fast, Time-Saving Performance

* Fastest dial transactions in the business
* Download remotely in a fraction of the time to load other terminals with an optional 56K modem
* For deployment, use the terminal cloning feature with a fast-load cable to download terminals even faster. Use a multi-loader to download up to 12 terminals simultaneously!
* Graphics-capable thermal printer produces receipts in half the time of previous generation printers, which allows merchants to print logos and coupons directly at the POS.

Reliable Results

* For challenging installations that have limited phone lines to spare, the integrated RS-485 capability enables multiple units to utilize one phone line through the addition of a Hypercom dial concentrator
* Backwards compatible with existing T7 family software for an extensive software library, which reduces training time and certification requirements
* Connect devices such as check imagers, PIN pads and check readers using the additional peripheral port to provide more payment choices
* Low cost of ownership due to one of the lowest failure rates ever for a device of its kind. Combined with its secure design and certifications from all major processors, the T7Plus is a complete, cost effective solution for any implementation.

Optional Accessories
Paper Rolls

* The huge 80mm paper roll is available in 2″ and 3″ rolls.

Fast Load Cable

* The terminal cloning feature allows downloads to up to 12 terminals simultaneously

On sale as of December 30, 2008. Hypercom T7 Plus POS special.