Free Credit Card Virtual Terminal

Get a free virtual terminal to use with your existing or new merchant account with purchase of PCI Compliant, private cloud payment SaaS. The virtual terminal is the transaction and reporting hub for all electronic payment sources, including credit card and check. A rules-based solution, merchants manage user permissions, fraud tools, and acceptable payment types for single and multiple locations.

Key features:

  • Token billing- Tokens replace sensitive card data with random alpha numeric characters. Merchants can then charge the card again, with customer permission, by retrieving the token. Use for one off charges, schedule a series of payments, set up recurring billing, or create an installment agreement.
  • Intelligent: Automatically prompts users for all required fields to qualify transactions for the lowest qualified interchange rate possible at the time of authorization.
  • Reporting: 7 years data. Search includes search by name, a frequently requested field, among others.
  • One hub for all sources, including iPhone, online payments, swipe, and key entered.
  • Audit trail: all attempted transactions by user in addition to all activity (adding users, changing permissions etc). The reports for completed sales alone can help reduce the cost of external audits

free credit card virtual terminal

Contact Christine Speedy for more information about virtual terminals, (954) 942-0483.

 

 

iPad credit card terminal: First Data Mobile Pay vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE First Data Mobile Pay™first data mobile pay  CenPOS mobilecenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary  universal
Can the app store or use tokens in the transaction process? Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers. No. yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? unclear  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  unclear  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

iPad credit card terminal: LightSpeed Mobile vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE LightSpeed Mobilelightspeed mobile payment app  CENPOScenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary * Site lists preferred partners, does not indicate exclusivity.  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes, not clear to what extent for reconciliation  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: Mac front and back end with inventory management across stores. Robust POS solution- the payment portion is 3rd party CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

Selecting a virtual terminal for credit card processing shouldn’t be a marathon

Christine Speedy’s tips for choosing a virtual terminal for credit card processing in ‘card not present’, often business to business, companies. Reduce the amount of time spent from hours, days, or just plain permanent procrastination, to a ‘today’ decision. Ask these 3 questions:

  1. How will your virtual terminal help us manage interchange? Interchange is the biggest expense of credit card processing. Did you know that most cloud virtual terminals work pretty much the same as your old dial up terminals?  A good answer is, “Our VT automatically prompts and requires extra information based on each card presented.” A bad answer is, “We prompt for level 2 data.” Or worse, the salesperson doesn’t understand the question.
  2. How long can we retrieve and export transaction records for? A good answer is at least 7 years, to match potential IRS needs.
  3. How will your solution help us improve PCI Compliance? A good answer is, “the virtual terminal is one element in our suite of tools to help reduce PCI Compliance.” For example, a hosted pay page is available so customers can pay online instead of using fax credit card authorization forms.” A bad answer is, “our virtual terminal is level 1 PCI Compliant”.

Answers about MY virtual terminal:

  1. How will your virtual terminal help us manage interchange? Our intelligent, rules-based virtual terminal automatically prompts customers and users for the right action. All the guesswork is taken out of how to process credit card transactions in the cheapest, most beneficial way based on each card presented.
  2. How long can we retrieve and export transaction records for? Minimum of 7 years.
  3. How will your solution help us improve PCI Compliance?  The virtual terminal is one element in our suite of tools to help reduce PCI Compliance burden. Our secure, hosted pay page, mobile app, tokenization technology, and other tools eliminate the problems of storing card data and taking cards over the phone.

Running can be a lot of fun, but sifting through virtual terminal vendor choices doesn’t need to be nearly as exhausting. With no long term contract, no big capital investment, and customers you can call to affirm their decision,  the choice is simple. If you’re ready to make an easy, fast decision, call Christine Speedy 954-942-0483 to learn more about CenPOS solutions today.

christine speedy marathon

Christine Speedy, blog author,  after the Fort Lauderdale A1A half marathon. Join me next year!

iPad credit card terminal: ePN vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE ePN

epn mobile

 CENPOS

cenpos mobile payment app

Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  universal  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

Mobile POS and credit card swipe application reviews

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad. In the coming weeks I’ll post reviews on a very specific set of features. The features are:

  • Credit card processing- is the app compatible with many merchant services companies or is it proprietary?
  • Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.
  • Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden?
  • Multi-channel: are all channels integrated with one reporting hub?
  • Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs key entered.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS solution that’s includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

Look for this subject title: iPad credit card terminal. Shown below is the Infinea Tab.  The Infinea Tab

 

ipad credit card terminal

Click the image above to visit the iPad peripherals manufacturer web site.