iPad credit card terminal: First Data Mobile Pay vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE First Data Mobile Pay™first data mobile pay  CenPOS mobilecenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary  universal
Can the app store or use tokens in the transaction process? Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers. No. yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? unclear  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  unclear  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

iPad credit card terminal: LightSpeed Mobile vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE LightSpeed Mobilelightspeed mobile payment app  CENPOScenpos mobile payment app
Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  proprietary * Site lists preferred partners, does not indicate exclusivity.  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes, not clear to what extent for reconciliation  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum
Worthy Notes: Mac front and back end with inventory management across stores. Robust POS solution- the payment portion is 3rd party CenPOS is a private cloud suite of solutions compatible with light integration options to other software.
Business model: User licenses per location SaaS, per merchant ID

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

iPad credit card terminal: ePN vs CenPOS

This mobile POS review compares 6 features for swiping credit cards via an iPad mobile app. The features are:

 FEATURE ePN

epn mobile

 CENPOS

cenpos mobile payment app

Credit card processing- is the app compatible with many merchant services companies or is it proprietary?  universal  universal
Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.  no yes
Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden? centralized control & reporting  centralized control & reporting
Multi-channel: are all channels integrated with one reporting hub?  yes  yes
Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs. key entered?  no  yes
Data storage: How long is data retrievable for? Searchable and exportable data helps reduce reduce audit costs, creates efficiencies, and improves business insights ? 7 year minimum

The review is based on publicly available information at the time of this writing. Technology products can change rapidly and readers are encouraged to review respective web sites for the latest information.

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS private cloud suite of payment processing solutions, that includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

For more comparisons, search for this subject title: iPad credit card terminal.

For CenPOS sales, please ask for Christine Speedy.

Mobile POS and credit card swipe application reviews

There are 62 Point of Sale (POS) apps listed on Infinite Peripherals App Partners. Infinite Peripherals is a leading provider of POS hardware for Apple products including the iPad. In the coming weeks I’ll post reviews on a very specific set of features. The features are:

  • Credit card processing- is the app compatible with many merchant services companies or is it proprietary?
  • Can the app store or use tokens in the transaction process. Tokens replace sensitive payment data. By enabling tokens for repeat customers, merchants can gain insights into customers.
  • Scalability: is it one app = one account, or can a merchant access data by user, by location, etc. Is it part of a suite of solutions to reduce PCI burden?
  • Multi-channel: are all channels integrated with one reporting hub?
  • Fee relief: does the app have any intelligence to help merchants manage the cost of accepting payments, including swipe vs key entered.

To keep the list manageable the topics list is relatively small so merchants can see at a glance key differences. Your blog author, Christine Speedy, sells the CenPOS solution that’s includes a free mobile app, compatible with all Infinite Peripherals products. Although other apps are also available from our partners, usually they don’t stack up to CenPOS after a consultation.

Look for this subject title: iPad credit card terminal. Shown below is the Infinea Tab.  The Infinea Tab

 

ipad credit card terminal

Click the image above to visit the iPad peripherals manufacturer web site.

Mobile payments for professional sports

If one thing is certain, it’s the uncertainty of what the mobile payment space will look like five years from today. Professional sports organizations seeking new payment technology, while improving PCI Compliance (Payment Card Industry Data Security Standards), need to consider whether the company they partner with will still be around in the future.

I recall back in the mid-90’s, working as a trailblazer bringing professional sports and related parties onto the internet. So many companies came and went. Yahoo, DoubleClick and Real are still in business. About a thousand other hot companies have long since disappeared.  Similarly the entire payment industry is going through a transformation, with hundreds of companies vying for a position in mobile payments or some other slice of the payment pie. Even big Google Wallet couldn’t generate a dominant marketshare. It’s a safe bet that 90% of them will fail, and some of them already have.

A little history might help breen caution. For over a decade, ISO’s, or Independent Service Organizations, grew dramatically. Instead of obtaining a merchant account from one of a few options via the big banks, businesses could buy the same product, or nearly the same product,  from an ISO, but often with lower mark-ups over interchange fees. As the economy grew in the last decade, a large number of companies borrowed against their residual earnings. When the economy tanked, businesses went under, and many businesses were over leveraged. There is a contraction underway in the ISO industry. The mobile payments space doesn’t typically have the revenue stream, and instead often relies on angel investing. A contraction will come for them as well.

What does an ideal mobile payment solution look like? The equipment makers and others pounded the drums for NFC, but to date, it’s made little movement. Ideally, both the consumer and merchante will benefit from any new payment solution. It needs to create efficiencies, and improve security.

CenPOS is a fast growing payment technology network that streamlines the payment experience for merchants and consumers alike. It has several advantages over other solutions:

  1. CenPOS is non-disruptive to operations. It routes transactions to existing financial partners, including credit card and check processors.
  2. CenPOS supports multiple channels. Kiosk, mobile, retail POS, ecommerce and more.
  3. CenPOS reduces PCI burden.
  4. CenPOS is scalable and flexible.
  5. Integration options vary widely by need.
  6. CenPOS started years ago as a company to create efficiencies for consumers and merchants. The others are playing catch up.

iphone mobile payments screen shot

When all the facts are considered, CenPOS is the most robust solution on the market today, and with continual innovation, markets will drive future enhancements.

About CenPOS: CenPOS is an innovative payment processing network that streamlines the payment experience for both merchants and customers. It’s multi-channel support and SaaS model, has catapulted a shift in payment technology adoption in a variety of industries. CenPOS is fast, easy to use, and requires no capital investment to implement. For CenPOS sales call Christine at 954-942-0483 or click here for more information.